Call: (619) 741-5118
Contractor Insurance Specialists
Specializing in Commercial Insurance for California Businesses.
We take the hassle out of finding Contractor Insurance by shopping your policy through several carriers and by providing the quote option with the best coverage at the most affordable price.
Not a contractor? Not to worry – We have markets for you! From Residential Care Facilities, to Home Flippers, to Soap Manufacturers, and more – we have you covered!
Give us a call today to receive a free quote.
Our Services for California Contractors
and Small Business Owners
We understand the insurance process can be extremely overwhelming and we’re here to help! Our agents have the knowledge and expertise necessary to help you determine which insurance policies best suit the needs of your business. Our relationships with our carriers allow us to negotiate better rates on your behalf and offer quotes that provide the best coverage for the best price.
Commercial General Liability
Before you start your next project, protect your business from claims for third-party bodily injury and property damage.
Find the right bond to protect your business. We offer a variety of bonds including License, Project/Bid Bonds, Performance/Payment Bonds, and many others.
Workers’ compensation is insurance that provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job. Get a quote for this important coverage today.
Commercial Auto Insurance
Commercial auto insurance is required when you use your vehicles for work purposes. Are employees driving their own vehicles for work? Are you renting vehicles for business purposes? We can locate a policy that covers all of these perils.
Property coverage is one of the most overlooked types of insurance by business owners. Contact us today to protect your tools and equipment, office spaces, builders risk projects, vacant structures, rental properties, and more.
Excess Liability Insurance
Excess coverage increases the existing limits of either your General Liability, Commercial Auto, Workers’ Compensation, or all three. This important coverage is often required by large contracts. We can review your insurance needs to determine if an excess policy is right for you.
HOW IT WORKS
Request A Free Quote
We’re Here to Help
Your assigned insurance agent will shop your account with several carriers to locate the best coverage for the best pricing, based on your insurance requirements. Quote turnaround is typically within 48 hours. The purchase process is expedited through use of e-signature and e-payment services.
Get your Contractor Insurance Certificates Quickly and Easily
Certificates of Insurances are typically released within 48 hours of processing your policy. Most have a same-day turnaround.
CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.
We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.
Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.
We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.
As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.
Why Choose Us For Your Contractor Insurance Needs?
Our Happy Clients
Frequently Asked Questions About Contractor Insurance
We are a small business insurance agency with an all-female staff based out of San Diego, California. We provide responses to requests within 24 hours and typically have same-day turnaround on certificates of insurance. All clients have direct access to their insurance agent and will not have to speak with a customer service representative who is unfamiliar with their specific policy needs.
Over the years, we’ve developed close relationships with many of our carriers, allowing us to negotiate better pricing for our clients. We prioritize coverage over pricing, meaning we will get you the best coverage for the best pricing available. We will not sell a policy that provides no coverage to our clients just because it is inexpensive. We contact clients before every renewal to ensure they are quoted correctly for the upcoming policy term and answer any questions they may have. Businesses change and grow, we are here to ensure that you protect your growing assets with the correct coverages based on your business’ needs.
Yes, all insurance quotes are free. There is no obligation to bind coverage or to provide a payment in order to receive a quote. With access to dozens of quick-rating products and underwriters who will expedite pricing, we can provide you with the policy that represents the best coverage at the best price. Call for your free contractor insurance quote today!
We can assist you with the cancellation of your policy if needed. You are under no obligation to remain with our agency after you’ve purchased a policy. However, we offer a wide range of insurance options and many contractors find having all of their lines of insurance appearing on one certificate of insurance makes life easier for them.
Most commercial insurance agents apply a broker fee to a quote, and our office is no exception. However, our fees are always reasonable and spelled out clearly in the terms of the quote. This fee represents the years of knowledge, time, and effort that go into shopping dozens of markets for the best price and coverage, as well as the annual servicing to include: assistance with claims, certificates, policy changes, renewal reviews, and more. There are also many types of policies where an additional fee is not applied, such as most personal lines insurance. We are confident you will agree our services are second to none – call us for a contractor insurance quote today!
All of our insurance specialists have a minimum of 10 years experience in the construction insurance industry. We understand the forms and endorsements required for construction jobs and can review your contracts to help you determine what is needed. Many contractors require urgent certificates of insurance to get on the job site. We understand that time is of the essence and can typically get you certificates of insurance within 24 hours.
Request a Quote
Click the button below to complete an online application. You’ll receive a call from an Insurance Specialist the following business day
We Can Provide Quotes For:
General Liability Insurance, Contractor License Bond Insurance, Commercial Property Insurance, Workers Compensation Insurance, Commercial Auto Insurance, Tools/Equipment coverage, Builders Risk, Excess Liability, E&O, Special Events coverage, Health insurance, Homeowners/Renters Insurance, Personal Auto, RV, Watercraft/ATV, Motorcycle, Boats, and more.