Call: (619) 741-5118
All about Workers' Compensation Insurance
Workers’ Compensation Insurance is a form of insurance required by law for each employer in every state in the United States. It is designed to pay for medical expenditures and lost wages for hurt employees on duty. For contractors, workers’ comp is even more critical due to the physical and risky nature of the business. Workers’ compensation protects the employer and employee and the party that the contractor is working with or for. It includes:
Temporary Disability Benefits
Injured employees are typically compensated 66% of their regular weekly wages while they recover.
Supplemental Job Displacement Benefit
A voucher is provided to help pay for retraining or skill enhancement if an employee does not return to work for their employer after being eligible for the permanent disability benefit.
Permanent Disability Benefit
Compensation for employees with permanent physical or mental injuries caused by a workplace incident.
Why should you have Workers' Compensation Insurance
Call us today for this important coverage and get a Certificate of Workers Compensation Insurance right away. We serve San Diego county and the entire state of California.
We Can Help You with Your Workers' Compensation Certificate Requirements.
Many contractors face an uphill battle when it comes to receving their certificates of insurance quickly. We can help! Our office is able to issue a certificate of insurance as soon as the policy numbers are issued. Typical turnaround time on workers’ compensation certificates is within 24-48 hours of your policy inception. We also upload the new policy information to the CSLB so that your license information stays updated. Our areas of service are all of San Diego county and the great state of California. Give us a call today to obtain your free Workers’ Compensation quote or click here to request a quote online.
HOW IT WORKS
Request A Free Quote
We’re Here to Help
Your assigned insurance agent will shop your account with several carriers to locate the best coverage for the best pricing, based on your insurance requirements. Quote turnaround is typically within 48 hours. The purchase process is expedited through use of e-signature and e-payment services.
Get your Workers Compensation Insurance Certificates Quickly and Easily
Certificates of Insurances are typically released within 48 hours of processing your policy. Most have a same-day turnaround.
CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.
We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.
Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.
We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.
As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.
Why Choose Us For Your Workers Compensation Insurance Needs?
Our Happy Clients
Frequently Asked Questions About Workers' Compensation Insurance
At CSIA, we’re committed to helping you find the Workers Compensation Insurance you need. Below are some of the most common questions asked about this important coverage. If you cannot find the answer to your question here, please contact our expert insurance consultants by phone today at (619) 741-5118.
What is the difference between CSIA and other insurance agencies?
We are a small business insurance agency with an all-female staff based out of San Diego, California. We provide responses to requests within 24 hours and typically have same-day turnaround on certificates of insurance. All clients have direct access to their insurance agent and will not have to speak with a customer service representative who is unfamiliar with their specific policy needs.
Over the years, we’ve developed close relationships with many of our carriers, allowing us to negotiate better pricing for our clients. We prioritize coverage over pricing, meaning we will get you the best coverage for the best pricing available. We will not sell a workers’ compensation policy that provides no coverage to our clients just because it is inexpensive. We contact clients before every renewal to ensure they are quoted correctly for the upcoming policy term and answer any questions they may have. Businesses change and grow, we are here to insure that you protect your growing assets with the correct coverages based on your needs.
Do you provide free Workers' Compensation Insurance quotes?
Can I cancel a workers’ compensation policy after I purchase it from you?
What do you charge for your services?
As a contractor, what are the advantages of purchasing workers’ compensation insurance from CSIA, Inc.?
At our agency, we know everything about the forms and certifications required for different construction contracts. Many of our clients come to us needing urgent certificates of insurance for jobs they’re starting that day. We can typically get a certificate of insurance for them within 24 hours. All of our employees have 10 years of experience in the insurance industry helping the building and construction trades. When it comes to selling policies, we focus on coverage over rates to guarantee our clients are protected correctly.
How do I get a quote for my insurance needs?
Request a Quote
Click the button below to complete an online application. You’ll receive a call from an Insurance Specialist the following business day
We Can Provide Quotes For:
General Liability Insurance, Contractor License Bond Insurance, Commercial Property Insurance, Commercial Auto Insurance, Tools/Equipment coverage, Builders Risk, Excess Liability, E&O, Special Events coverage, Health insurance, Homeowners/Renters Insurance, Personal Auto, RV, Watercraft/ATV, Motorcycle, Boats, and more.