Call: (619) 741-5118
Call our office for your free quote on any of the following:
- Pickup trucks used for work, either business use or business/personal use
- Construction-related trucks, such as dump trucks, cement trucks, box trucks or vans
- Vehicles with built-in racks and extra equipment, such as boom lifts or tool boxes and racks
- Individual vehicles, fleets, and more
We also offer personal auto insurance. Give us a call to protect your vehicles today.
Overview of Commercial Auto Insurance
Combined Single Limit
Construction contracts typically require a $1,000,000 Combined Single Limit which covers both third-party liability and property damage. We have several markets that offer this limit and the forms and endorsements that are typically required as well.
Uninsured/Underinsured Motorist covers loss due to damage or an accident caused by a motorist who is uninsured or under-insured, meaning the limit of liability they carry will not cover the bodily injury or property damage caused.
Medical payments can help with medical expenses associated with an auto accident for you and any of your passengers, no matter who is at fault.
Rental and Roadside
These optional coverages provide coverage for a rental car if your vehicle is stolen or in the shop for repairs due to a collision or another covered peril. Roadside coverage provides breakdown assistance and towing.
Comprehensive and Collision Coverage
Comprehensive and Collision cover the cost of vehicle repairs or replacement of a policy holder’s vehicle. Collision pays for damage caused by a car accident involving another person, vehicle, or object. Comprehensive provides coverage for theft, fire, or vandalism, which may include coverage for glass repair.
Business Enhancement Endorsement
The optional Business Enhancement Endorsment provides a wide variety of endorsments to suit the needs of your contract requirements. We also provide coverage that can include Hired and Non-Owned auto.
Why Should You Carry Commercial Auto Insurance?
Commercial Auto Insurance exists to protect businesses against liability for damages caused by accidents involving the business vehicles.
Aside from this, contractors often are required to have this important coverage to satisfy construction contract requirements. We can help you locate a policy that will satisfy those requirements and get you on the jobsite fast.
Commercial Auto Insurance is typically tax-deductible, especially if the business uses their vehicles as a component of operations. Take the guesswork out of your Commercial Auto Insurance coverage by contacting us today for a free quote.
We will get your Certificate of Commercial Auto Insurance issued as soon as the policy number is received. Call today.
How much does Commercial Auto Insurance cost?
HOW IT WORKS
Request A Free Quote
We’re Here to Help
Your assigned insurance agent will shop your account with several carriers to locate the best coverage for the best pricing, based on your insurance requirements. Quote turnaround is typically within 48 hours. The purchase process is expedited through use of e-signature and e-payment services.
Get your Commercial Auto Insurance Certificates Quickly and Easily
Certificates of Insurances are typically released within 48 hours of processing your policy. Most have a same-day turnaround.
CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.
We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.
Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.
We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.
As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.
WHY CHOOSE US FOR YOUR COMMERCIAL AUTO INSURANCE NEEDS?
Our Happy Clients
Frequently Asked Questions About Commercial Auto Insurance
As a contractor, what are the advantages of purchasing Commercial Property Insurance from CSIA, Inc.?
Request a Quote
Click the button below to complete an online application. You’ll receive a call from an Insurance Specialist the following business day
We Can Provide Quotes For:
General Liability Insurance, Contractor License Bond Insurance, Commercial Property Insurance, Workers Compensation Insurance, Tools/Equipment coverage, Builders Risk, Excess Liability, E&O, Special Events coverage, Health insurance, Homeowners/Renters Insurance, Personal Auto, RV, Watercraft/ATV, Motorcycle, Boats, and more.