Costa Mesa Workers Compensation Insurance Agency

We're here to secure you time and money!
Specializing in Commercial Insurance for California Businesses.
We have over 30 years of experience in the Workers Compensation Insurance industry. CSIA has you covering Costa Mesa Contractors for nearly 17 years.
General Liability Insurance
Workers' Compensation

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Workers Compensation Insurance is an insurance coverage which safeguards the workers against the loss they suffer due to personal injury, illness or death. This covers all reasonable costs that they suffer because they can not work. It also covers reasonable costs of claims made by their family members. It includes:
Costa Mesa Workers Compensation Insurance - Commercial General Liability

Medical Expenses

Everything from examinations and treatments to rehabilitation.

Costa Mesa Workers Compensation Insurance - Contractor Bonds

Lost wages

Enables workforces to completely recover from an injury before returning to work.

Costa Mesa Workers Compensation Insurance - Workers' compensation

Survivor advantages

Supports family members by covering funeral costs and income replacement.

Costa Mesa Workers Compensation Insurance - Commercial Auto Insurance


Helps workforces who need to learn skills and get in a new field.

General Liability Insurance Requirements - Commercial Property Insurance

Permanent injury

Takes care of workforces who can no longer work due to injury.

Costa Mesa Workers Compensation Insurance - Excess Liability Insurance

Employers liability

Protects your business from financial losses if a workforce files a suit against you.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Costa Mesa Workers Compensation Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Workers Compensation Insurance in Costa Mesa?

  •  It safeguards you and your organization assets. Independent contractors have the similar liabilities and legal responsibilities as bigger business. Exposure arrives with your contractor’s license. Workers Compensation Insurance helps to cover legal fees and damages that may result from a suit.
  •  Your customers will prefer you to have it and ask for a certificate explaining proof of coverage before signing a contract with you.
  • It’s the law. Contractors need to carry general liability coverage. Normally it’s good for both you and your customer to have separate Workers Compensation Insurance coverages. It’s also cheaper to have separate policies versus including you as additionally insured.
Why do you need Costa Mesa Workers Compensation Insurance

Take the guesswork out of your Workers Compensation Insurance protection. Call us today for the right protection and get a Certificate of Workers Compensation Insurance in Costa Mesa in less than 24-hours.

How much does Workers Compensation Insurance cost in Costa Mesa?

How much does Costa Mesa Workers Compensation Insurance cost?
Workers Compensation Insurance costs are charged based upon every $100 of your business’s payroll. It is in the range of $1 to $2 depending on the various elements such as,
  • Payroll
  • Location
  • Number of employees
  • Market and risk elements
  • Protection limits
  • History of claims

At CSIA, our insurance advisors are professionals in this field. You will just need to give information about your projects to us once. The rest of the prolonged procedure will look after by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
Costa Mesa Costa Mesa Workers Compensation Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Costa Mesa Costa Mesa Workers Compensation Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Costa Mesa Costa Mesa Workers Compensation Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Costa Mesa Costa Mesa Workers Compensation Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego