El Cajon Commercial Property Insurance Agency

We're here to secure you time and money!
We take the hassle out of the Commercial Property Insurance process by handling the legwork of underwriting your policy. Get a Certificate of Insurance within a day.
El Cajon El Cajon Commercial Property Insurance Agency - CSIA
El Cajon El Cajon Commercial Property Insurance Agency - CSIA

How it Works?

El Cajon El Cajon Commercial Property Insurance Agency - CSIA

Ask for a free custom made quote.

After hours? Just fill out the form. You’ll receive a call from a Trusted Insurance Expert the next business day (8:30 AM-4 PM Mon-Fri).
El Cajon El Cajon Commercial Property Insurance Agency - CSIA

Get personal help.

During working hours (8:30 AM-4 PM Mon-Fri) get the phone and call us at (619) 741-5118 to talk to a professional. We are waiting to assist you, so you can get back on the job.
El Cajon El Cajon Commercial Property Insurance Agency - CSIA

Get your Commercial Property Insurance Certificate within a day.

Need a Bond to begin working on a new contract? Paying too much for Workers Comp? Need General Liability coverage? We know and are here to assist you now. Call (619) 741-5118 today.

Overview of El Cajon Commercial Property Insurance

Commercial Property Insurance, in the broadest sense, is the insurance which covers a business' personal property and building. Business owners must ensure that they have enough Commercial Property Insurance to cover all their private property and their building because if a fire, weather condition damage, storm or other disaster happens to them, they will be covered. It covers:

general liability insurance

Business goods and equipment

Suppose your essential laptop got harmed due to fire or flood and you require a replacement.

El Cajon Contractor bond


Your warehouse in underwater which indicates your company is underwater.

El Cajon workmen compensation


Your building roofing got harmed due to some unexpected circumstance.

El Cajon Commercial Auto Insurance

Equipment breakdowns

Your expensive HVAC unit quits working the day after the extended warranty expires. Do not sweat it-- we can assist.

El Cajon Property insurance agency - CSIA

Business earnings disruptions

A fire damages your company operation for a week or 2 during repairs.

El Cajon life and health insurance agency - CSIA

Stolen Money

Money or any important things got stolen, which impacts company.

Why should you have Commercial Property Insurance in El Cajon?

  •  It protects you and your business properties. Independent contractors have the equal liabilities and legal obligations as larger firms. Exposure arrives with your contractor’s license. Commercial Property Insurance supports to cover legal charges and damages that may result from a lawsuit.
  •  Your clients will want you to have it and ask for a certificate explaining proof of coverage before signing a contract with you.
  • It’s the law. Contractors must carry general liability coverage. Generally it’s best for both you and your customer to have different Commercial Property Insurance coverages. It’s also more economical to have different policies versus adding you as additionally insured.
Why do you need El Cajon Commercial Property Insurance

Take the guesswork out of your Commercial Property Insurance coverage. Call us today for the ideal coverage and get a Certificate of Commercial Property Insurance in El Cajon in less than 24-hours.

How much does Commercial Property Insurance cost in El Cajon?

How much does El Cajon Commercial Property Insurance cost?
Typically, premiums for Commercial Property Insurance are set by multiplying the value of the building and its contents by a value that associates to the level of risk. The majority of the time, properties with high risk have greater property insurance rates, while lower risk properties cost less to insure. The typical company pays between $1,000 and $3,000 yearly per million.

At CSIA, our insurance advisors are professionals in this field. You will just require to give information about your projects to us once. The remaining time-consuming process will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA is a women-owned and operated independent insurance agency for general contractor solutions in La Mesa, San Diego, California, United States.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractorsWe are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your El Cajon Commercial Property Insurance Needs

El Cajon El Cajon Commercial Property Insurance agency - CSIA

We're not tied to any insurance carrier that allow us to find optimal policy.

We are an autonomous agency. We're not controlled by any insurer, which indicates we're free to shop with multiple providers. It permits us to find your business's most exemplary policy at the most exemplary rate.

Speak to our expert agents any time you prefer.

We are the first and only company that blends insurance customer engagement with a reliable personalized advisor. Gain direct access to one of our expert insurance agents through text, voice, e-mail, or video.

Get the optimal insurance coverage within 24 hours.

CSIA is the quick and easy way to get insurance! We work with the top companies like State Farm, Nationwide, Allstate and more to find your excellent coverage. Our "as-low-as-you-can-go" policy ensures your premiums remain as low as possible. And if you have any concerns about the policy, our professionals are always here to assist.

We supply the very best coverage for the premium rate.

We Prioritize Coverage Over Pricing, Offering You the Best Insurance Policy Available. We believe in giving insurance buyers with the most beneficial policy available. We won't offer an expensive policy that does not protect our clients. We likewise won't offer an insurance plan that covers nothing. Rather, we'll work with you to find the most beneficial policy for your needs.

We Contact Every Client Prior To Their Next Renewal.

We Track Your Insurance to Help You Save Money: We assist our clients to keep on top of their insurance by tracking their policy renewal dates and ensuring they are insured with the very best policy - no more insurance gaps.

Our Happy Clients

El Cajon El Cajon Commercial Property Insurance agency - CSIA
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
El Cajon El Cajon Commercial Property Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
El Cajon El Cajon Commercial Property Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
El Cajon El Cajon Commercial Property Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
El Cajon El Cajon Commercial Property Insurance agency - CSIA
Erin J
Lakeside, CA

Frequently Asked Questions About Commercial Property Insurance

El Cajon El Cajon Commercial Property Insurance agency - CSIA
Here are some answers to inquiries we regularly get pertaining to Commercial Property Insurance If you require more help, please contact our professional insurance advisors through phone (619) 741-5118.
Our agency is a small, all-women business that provides efficient reactions to requests and certificates of insurance within 24 hours. Our clients are always in direct contact with their insurance advisor– never a random customer service representative.
Open interaction is crucial to our agency’s success. We have close relationships with providers, enabling us to bargain much better rates for our clients. We prioritize coverage over pricing and always call our clients before every renewal to guarantee they are properly quoted for the upcoming policy term: say goodbye to insurance emergencies, say goodbye to insurance policy lapses.
Getting insurance quotes is always at no additional cost. You don’t need to commit or pay anything to get a quote.
You are not required to get your insurance certificate from us, but we extremely encourage it. As soon as you talk with our team of experts, we are confident you’ll see the contrast between what we offer in terms of customer service and what other providers provide.
Some insurance policies have what’s called a broker charge. It’s something that may be applied depending upon your policy type.
We understand the forms and endorsements required for construction contracts. Several clients urgently need certificates of insurance for jobs they are starting. We understand that time is of the essence and can typically get you certified and underwritten within a day.
All of our agent experts have 10 years of experience in the insurance industry. We prioritize selling policies based on coverage instead of pricing to guarantee our clients get the perfect and proper operational protections.
At this insurance company, clients have the chance to deal with some great people. I (Renee), Danielle Rivera, and Lindsey Gonsalves will quickly get you the insurance quote and clarify the policy. We’ll ensure to look after everything to finally have the peace of mind you’ve been trying to find.
Here at CSIA, we understand that nobody wishes to worry about being dragged into court or their property being harmed. We also understand that finding and protecting the ideal insurance policy can be complicated and lengthy. We aim to minimize the burden of risk management and insurance by providing qualified services and useful solutions. We’re experienced in dealing with a vast array of clients, from one-person contractors to big enterprises. We can customize our services to fit your specific needs. When picking an insurance policy, our company believe in quality over quantity.
We would instead provide our clients with comprehensive protection so they can sleep well at night knowing they are protected, instead of offering a low-cost policy with too many loopholes and liabilities. Whether you need protection for workers’ compensation, general liability, or commercial auto insurance claims, CSIA has you covered.
Simple, fill out the form here. We’ll call you back to discuss the various options to assist you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118