Costa Mesa Contractors Risk Insurance Agency

Focus in Solutions for Contractors.
Specializing in Commercial Insurance for California Businesses.
We have more than 30 years of experience in the Contractors Risk Insurance industry. CSIA has you covering Costa Mesa Contractors for nearly 17 years.
Bonds
General Liability Insurance
Workers' Compensation

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Enter your license or application fee number to obtain a General Liability quote:

Enter your license or application fee number to obtain a Worker’s Compensation quote:

OUR SEVICES

If you remain in the process of selecting a broker, you can use our free consultation service. We’ll provide you with a no-obligation quote. If you already have an insurance plan, we can assist you to reduce your premiums by offering you a policy review. CSIA helps you understand your choices and select the best insurance plan.
Costa Mesa  Contractors Risk Insurance - Commercial General Liability

Contractor General Liability

Limit losses from faulty and missing protection with CSIA general liability insurance. With CSIA, you can be confident that your company has the best insurance plan and can concentrate on growing your business and securing innocent lives.
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Costa Mesa  Contractors Risk Insurance - Contractor Bonds

Contractor License Bond

Conserve Time, Save Money: The California State Contractors License Bond ensures that contractors are certified and insured. The CSIA allows contractors to get their bonds much faster and for less money. Call us at (619) 741-5118 to learn about this crucial contract requirement.
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Costa Mesa  Contractors Risk Insurance - Workers' compensation

Contractor Workers Compensation

CSIA concentrates on cost reduction for multi-employer contractors. With the self-insured plan for their employees, the CSIA service can save contractors approximately 30% of their overall workers' compensation costs.
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Costa Mesa  Contractors Risk Insurance - Commercial Auto Insurance

Commercial Auto Insurance

Choosing car insurance for your company can be a challenging and complicated process. But with CSIA, you get a great rate and the best protection to assist you secure your company and assets.
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General Liability Insurance Requirements - Commercial Property Insurance

All Property Related insurance

Giving security and safety to your residential or commercial property is not a luxury but an essential need in today's world. With CSIA, you can get a security policy securing your business properties.
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Costa Mesa  Contractors Risk Insurance - Excess Liability Insurance

Life & Health Insurance

We work hard to ensure that you are adequately insured. We prepare every detail with you and devise a plan that is ideal for you at the most sensible rate.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Costa Mesa  Contractors Risk Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Contractors Risk Insurance in Costa Mesa?

  •  It safeguards you and your business assets. Independent contractors have the similar liabilities and legal obligations as larger business. Visibility comes with your contractor’s license. Contractors Risk Insurance enables to cover legal costs and damages that may result from a claim.
  •  Your clients will need you to have it and ask a certificate displaying evidence of coverage before signing an agreement with you.
  • It’s the law. Contractors need to bring general liability coverage. Typically it’s best for both you and your client to have separate Contractors Risk Insurance policies. It’s also cheaper to have separate policies versus adding you as additionally insured.
Why do you need Costa Mesa  Contractors Risk Insurance

Take the uncertainty out of your Contractors Risk Insurance protection. Call us today for the best protection and get a Certificate of Contractors Risk Insurance in Costa Mesa in less than 24-hours.

How much does Contractors Risk Insurance cost in Costa Mesa?

How much does Costa Mesa  Contractors Risk Insurance cost?
Contractors Risk Insurance is offered by the risk industry, so rates vary from agency to agency. The fee of Contractors Risk Insurance is based upon the level of work you do and includes your liability and the amount of money you have on hand. Temporary, or workers compensation, is a part of the majority of Contractors Risk Insurance policies and is needed for all general contractors.

At CSIA, our insurance advisors are professionals in this field. You will just require to provide details about your projects to us once. The remaining lengthy process will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
Costa Mesa Costa Mesa  Contractors Risk Insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Costa Mesa Costa Mesa  Contractors Risk Insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Costa Mesa Costa Mesa  Contractors Risk Insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Costa Mesa Costa Mesa  Contractors Risk Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego