Costa Mesa General liability insurance Agency

We're here to conserve you money and time!
We take the trouble out of the General liability insurance process by managing the legwork of underwriting your policy. Get a Certificate of Insurance within a day.
Costa Mesa Costa Mesa General liability insurance Agency - CSIA
Costa Mesa Costa Mesa General liability insurance Agency - CSIA

How it Works?

Costa Mesa Costa Mesa General liability insurance Agency - CSIA

Ask A Free Quote

Fill out the insurance form. A Trusted Insurance Expert will be in contact with you within a day.
Costa Mesa Costa Mesa General liability insurance Agency - CSIA

Get individual help.

During working hours (8:30 AM-4 PM Mon-Fri) pick up the phone and call us at (619) 741-5118 to speak to a specialist. We are waiting to help you, so you can get back on the job.
Costa Mesa Costa Mesa General liability insurance Agency - CSIA

Receive your General liability insurance Certificate within a day.

Need a Bond to start working on a new project? Paying more for Workers Comp? Need General Liability protection? We understand and are here to help you now. Call (619) 741-5118 today.

All about Costa Mesa General liability insurance

If you have employees, you require to get General liability insurance policy. It secures you from being sued by individuals your business may be accountable for, like customers or vendors. General Liability Insurance covers you for things like:

general liability insurance

Physical injury

Someone trips over your tools and breaks their leg.

Costa Mesa Contractor bond

Property damage

You scrub gear and harm a customer's wood flooring.

Costa Mesa workmen compensation

Marketing harm

You're sued for improper image usage in your marketing.

Costa Mesa Commercial Auto Insurance

Court and legal costs

You require an attorney for a suit, even though you not did anything incorrect.

Costa Mesa Property insurance agency - CSIA

Medical payments

Someone gets hurt on spot and asks you to spend for medical expenses.

Costa Mesa life and health insurance agency - CSIA

Lying, slander & defamation

A workforce criticizes a customer online, and the customer sues you.

Why should you have General liability insurance in Costa Mesa?

  •  It secures you and your organization properties. Independent contractors have the same liabilities and legal commitments as bigger companies. Exposure comes with your contractor’s license. General liability insurance helps to cover legal costs and damages that might result from a suit.
  •  Your clients will want you to have it and ask a certificate showing evidence of coverage before signing an agreement with you.
  • It’s the law. Contractors need to carry general liability coverage. Generally it’s good for both you and your customer to have different General liability insurance coverages. It’s also cheaper to have different policies versus including you as additionally insured.
Why do you need Costa Mesa General liability insurance

Take the guesswork out of your General liability insurance protection. Call us today for the ideal protection and get a Certificate of General liability insurance in Costa Mesa within a day.

How much does General liability insurance cost in Costa Mesa?

How much does Costa Mesa General liability insurance cost?
General liability insurance is essential for all organizations, not just giant enterprises. This type of insurance secures a business’s owner, employees, and clients if someone is hurt on the property or by a worker’s actions. Actually, the General liability insurance is surprisingly affordable. The majority of the policies cost less than $1,000 annually. For instance, a $1 million policy usually costs between $300 and $1,000 annually. And $2 million worth of protection will typically cost between $500 and $1,300 annually.

At CSIA, our insurance advisors are experts in this field. You will just require to give information about your projects to us once. The rest of the prolonged process will look after by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA – a women-owned independent agency is the leading general contractor solution in California, United States.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractorsWe are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your Costa Mesa General liability insurance Needs

Costa Mesa Costa Mesa General liability insurance agency - CSIA

Get the ideal policy for your needs.

One of the most acceptable reasons to deal with Costa Mesa General liability insurance agency like us is that we're not tied to any single provider. We'll give you several options to choose the right policy for your contractor service.

Speak to our expert agents any time you prefer.

Our clients get the best insurance coverage at the best rates. We take the time to discover your insurance needs, ask you queries and ensure that you understand the policies and coverages you are buying.

We are much better than an insurance broker because ...

At CSIA, we understand that you require the best coverage possible regarding insurance. That's why we ensure to get you the insurance certificate with outstanding coverage within 24 hours. We deal with the country's leading insurer to be sure you get the most suitable possible coverage at the best price. And if you have any concerns, our friendly, professional certified insurance representatives are always here to help.

We Focus On Coverage Over Pricing, while staying cost sensitive.

That's right; we're an insurance agency prioritizing coverage over price. When you contact us, our professional agents will help you to choose the ideal coverage based on your service's needs, securing your service from losses and liabilities. We never offer policies that do not have excellent coverage.

We Connect with Every Client Prior To Their Next Renewal.

We call clients before every renewal to ensure they are correctly quoted for the upcoming policy term. Nobody likes surprises; we do the analysis and contact clients before renewal to check protections and premiums.

Our Happy Clients

Costa Mesa Costa Mesa General liability insurance agency - CSIA
5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
Costa Mesa Costa Mesa General liability insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Costa Mesa Costa Mesa General liability insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Costa Mesa Costa Mesa General liability insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Costa Mesa Costa Mesa General liability insurance agency - CSIA
Erin J
Lakeside, CA

Frequently Asked Questions About General liability insurance

Costa Mesa Costa Mesa General liability insurance agency - CSIA
At CSIA, we’re devoted to assisting you discover the answers you require about General liability insurance Here are some of the most common inquiries we get. If you don’t discover what you’re looking for here, our expert insurance advisors are offered to help you through phone (619) 741-5118.
Our agency is a small, all-women business that offers effective responses to requests and certificates of insurance within 24 hours. Our customers are always in direct contact with their insurance representative– never a random client service representative.
Open communication is crucial to our agency’s success. We have close relationships with carriers, allowing us to negotiate better rates for our customers. We focus on coverage over pricing and always call our customers before every renewal to ensure they are correctly quoted for the upcoming policy term: say goodbye to insurance emergencies, say goodbye to insurance policy lapses.
Insurance quotes are always for love – and you’re under no commitment to bind coverage or make a payment to get one. So proceed and get started today to discover just how much you could be saving.
You are not required to get your insurance certificate from us, but we highly suggest it. As soon as you talk with our team of experts, we are self-assured you’ll see the contrast between what we offer in regards to client service and what other carriers provide.
Some insurance coverages have what’s called a broker fee. It’s something that might be applied depending on your policy type.
At our agency, we understand all about the forms and endorsements required for different construction contracts. Many of our customers approach us needing immediate certificates of insurance for tasks they’re starting that day. We can often get a certificate of insurance for them within a day.
All of our employees have 10 years of experience in the insurance industry. When it comes to selling policies, we focus on coverage over rates to ensure our customers are constantly protected.
Clients would be working straight with me (Renee), Danielle Rivera, or Lindsey Gonsalves for their insurance quotes.
Here at CSIA, we understand that nobody wants to worry about being sued or their property being harmed. We also know that finding and protecting the right insurance policy can be complicated and lengthy. We intend to minimize the burden of risk management and insurance by supplying professional services and practical solutions. We’re experienced in dealing with a wide variety of customers, from one-person contractors to large enterprises. We can customize our services to fit your specific requirements. When picking an insurance policy, our company believe in quality over quantity.
We would instead supply our customers with extensive protection so they can sleep well at night knowing they are protected, instead of offering a low-cost policy with a lot of loopholes and liabilities. Whether you need protection for workers’ compensation, general liability, or commercial auto insurance claims, CSIA has you covered.
Easy, submit the form here. We’ll call you back to describe the several options to help you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego

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Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118