HVAC Contractors Insurance Agency

To Get Tough Jobs, You Need The Right Insurance.
Specializing in Commercial Insurance for California Businesses.
We have more than 30 years of experience in the HVAC Contractors Insurance industry. CSIA has you covering San Diego Contractors for nearly 17 years.
General Liability Insurance
Workers' Compensation

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If you have employees, you need to get HVAC Contractors Insurance policy. It protects you from being sued by individuals your business may be accountable for, like consumers or suppliers. General Liability Insurance covers you for things like:
HVAC Contractors Insurance - Commercial General Liability

Physical injury

Someone trips over your tools and breaks their leg.

HVAC Contractors Insurance - Contractor Bonds

Property damage

You scrub instruments and harm a client's wooden floor.

HVAC Contractors Insurance - Workers' compensation

Marketing harm

You're sued for inappropriate image usage in your advertising.

HVAC Contractors Insurance - Commercial Auto Insurance

Court and legal charges

You need an attorney for a lawsuit, even though you not did anything incorrect.

General Liability Insurance Requirements - Commercial Property Insurance

Medical payments

Someone gets injured on spot and asks you to spend for medical expenses.

HVAC Contractors Insurance - Excess Liability Insurance

Libel, dirt & defamation

A worker criticizes a client online, and the customer sues you.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

HVAC Contractors Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have HVAC Contractors Insurance in San Diego?

  •  It protects you and your company properties. Independent contractors have the similar liabilities and legal commitments as larger organizations. Exposure arrives with your contractor’s license. HVAC Contractors Insurance enables to cover legal charges and damages that may arise from a lawsuit.
  •  Your clients will prefer you to have it and ask for a certificate displaying proof of coverage before signing a contract with you.
  • It’s the law. Contractors need to bring general liability coverage. Usually it’s best for both you and your customer to have different HVAC Contractors Insurance coverages. It’s also more economical to have different policies versus adding you as additionally insured.
Why do you need HVAC Contractors Insurance

Take the guesswork out of your HVAC Contractors Insurance protection. Call us today for the ideal protection and get a Certificate of HVAC Contractors Insurance in San Diego within a day.

How much does HVAC Contractors Insurance cost in San Diego?

How much does HVAC Contractors Insurance cost?
HVAC Contractors Insurance is essential for all businesses, not just big enterprises. This type of insurance protects a business’s owner, workers, and consumers if somebody is harmed on the property or by an employee’s actions. Actually, the HVAC Contractors Insurance is surprisingly economical. Most policies cost less than $1,000 yearly. For example, a $1 million policy normally costs in between $300 and $1,000 yearly. And $2 million worth of protection will normally cost in between $500 and $1,300 yearly.

At CSIA, our insurance advisors are experts in this field. You will only need to give information about your projects to us once. The remaining time-consuming process will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego