HVAC Contractors Insurance Agency

To Get Tough Jobs, You Need The Right Insurance.
We have more than 30 years of experience in the HVAC Contractors Insurance industry. CSIA has you covering San Diego Contractors for nearly 17 years.
HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA
HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA

How it Works?

HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA

Request A Free Quote

After hours? Just submit the form. You’ll receive a call from a Reliable Insurance Specialist the next business day (8:30 AM-4 PM Mon-Fri).
HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA

Get personal support.

If you need support during working hours(8:30 AM-4 PM Mon-Fri), grab the phone and call us at (619) 741-5118. We have specialists waiting to help you so you can get back to work.
HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA

Receive your HVAC Contractors Insurance Certificate within 24 hours.

Need a Bond to start working on a new project? Paying too much for Workers Comp? Need General Liability protection? We understand and are here to help you now. Call (619) 741-5118 today.

Overview of HVAC Contractors Insurance

If you have employees, you need to get HVAC Contractors Insurance policy. It protects you from being sued by individuals your business may be accountable for, like consumers or suppliers. General Liability Insurance covers you for things like:

general liability insurance

Physical injury

Someone trips over your tools and breaks their leg.

HVAC Contractors Insurance Contractor bond

Property damage

You scrub instruments and harm a client's wooden floor.

HVAC Contractors Insurance workmen compensation

Marketing harm

You're sued for inappropriate image usage in your advertising.

HVAC Contractors Insurance Commercial Auto Insurance

Court and legal charges

You need an attorney for a lawsuit, even though you not did anything incorrect.

HVAC Contractors Insurance Property insurance agency - CSIA

Medical payments

Someone gets injured on spot and asks you to spend for medical expenses.

HVAC Contractors Insurance life and health insurance agency - CSIA

Libel, dirt & defamation

A worker criticizes a client online, and the customer sues you.

Why should you have HVAC Contractors Insurance in San Diego?

  •  It protects you and your company properties. Independent contractors have the similar liabilities and legal commitments as larger organizations. Exposure arrives with your contractor’s license. HVAC Contractors Insurance enables to cover legal charges and damages that may arise from a lawsuit.
  •  Your clients will prefer you to have it and ask for a certificate displaying proof of coverage before signing a contract with you.
  • It’s the law. Contractors need to bring general liability coverage. Usually it’s best for both you and your customer to have different HVAC Contractors Insurance coverages. It’s also more economical to have different policies versus adding you as additionally insured.
Why do you need HVAC Contractors Insurance

Take the guesswork out of your HVAC Contractors Insurance protection. Call us today for the ideal protection and get a Certificate of HVAC Contractors Insurance in San Diego within a day.

How much does HVAC Contractors Insurance cost in San Diego?

How much does HVAC Contractors Insurance cost?
HVAC Contractors Insurance is essential for all businesses, not just big enterprises. This type of insurance protects a business’s owner, workers, and consumers if somebody is harmed on the property or by an employee’s actions. Actually, the HVAC Contractors Insurance is surprisingly economical. Most policies cost less than $1,000 yearly. For example, a $1 million policy normally costs in between $300 and $1,000 yearly. And $2 million worth of protection will normally cost in between $500 and $1,300 yearly.

At CSIA, our insurance advisors are experts in this field. You will only need to give information about your projects to us once. The remaining time-consuming process will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA is an insurance agency specifically dedicated to general contractor solutions that is 100% owned and operated by women.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractorsWe are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your HVAC Contractors Insurance Needs

HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA

The ideal Insurance at the ideal price.

One of the most acceptable reasons to deal with HVAC Contractors Insurance agency like us is that we're not connected to any single provider. We'll give you several options to select the right policy for your contractor company.

We treat our clients like kings.

We are the first and only company that blends insurance customer engagement with a trustworthy personalized agent. Gain direct access to one of our professional insurance advisors via text, voice, e-mail, or video.

Get insurance protection and certificates within 24 hours.

CSIA is a simple way to get insurance! We deal with the leading companies like State Farm, Nationwide, Allstate and more to find your excellent coverage. Our "as-low-as-you-can-go" policy ensures your premiums remain as low as possible. And if you have any questions about the policy, our experts are always here to help.

We offer the very best protection for the best rate.

That's right; we're an insurance company focusing on coverage over price. When you call us, our professional representatives will help you pick the ideal coverage based on your business's requirements, safeguarding your business from losses and liabilities. We never ever offer policies that do not have good coverage.

Get ahead of your insurance renewals, we'll connect to you to review your policies before they lapse.

We Keep Track of Your Insurance to Help You Save Money: We help our clients to keep on top of their insurance by tracking their policy renewal dates and ensuring they are insured with the very best policy - no more insurance lapses.

Our Happy Clients

HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
HVAC Contractors Insurance HVAC Contractors Insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Erin J
Lakeside, CA

Frequently Asked Questions About HVAC Contractors Insurance

HVAC Contractors Insurance HVAC Contractors Insurance agency - CSIA
Here are some answers to questions we regularly get pertaining to HVAC Contractors Insurance If you need more support, please contact our professional insurance advisors via phone (619) 741-5118.
At our agency, we know that time is important. That’s why we guarantee to react to all requests within 24 hours. We also provide certificates of insurance within 24 hours. When you work with us, you’ll be in direct contact with your insurance representative– not just a random customer support agent. We have built strong relationships with providers, permitting us to get our customers the perfect possible coverage at the perfect possible price. We always focus on coverage over pricing, meaning we would never sell a policy that doesn’t provide coverage even if it’s economical.
Finally, we make it a point to call our customers before every renewal to make sure they are being correctly quoted for the upcoming policy term. Gain a complete understanding of what you are spending for before an emergency situation– no more insurance lapses.
Yes, all insurance quotes are complimentary. The applicant has no commitment to bind coverage or remit payment to receive a quote.
Yes, undoubtedly. There is no need to get an insurance certificate from us.
Some insurance plans have what’s called a broker charge. It’s something that might be applied depending upon your policy type.
At our agency, we understand all about the forms and endorsements required for various construction contracts. Many of our customers come to us requiring immediate certificates of insurance for jobs they’re starting that day. We can typically get a certificate of insurance for them within 24 hours.
All of our insurance advisors have 10 years of experience in the insurance industry. When it comes to selling policies, we focus on coverage over pricing to guarantee our customers are always safeguarded.
At this insurance company, customers have the opportunity to work with some fantastic individuals. I (Renee), Danielle Rivera, and Lindsey Gonsalves will quickly get you the insurance quote and explain the policy. We’ll make sure to take care of everything to finally have the comfort you’ve been trying to find.
CSIA exists to help make getting and staying insured as easy as possible. We work with everybody from one-person contractors to large enterprises. We concentrate on offering substantial coverages at the most affordable rates so that our customers can have comfort and knowing they’re safeguarded. Whether it’s workers’ compensation, general liability, or commercial auto insurance, CSIA has you covered.
Simple, fill out the form here. We’ll call you back to explain the various options to help you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118