El Cajon Workers Compensation Insurance Agency

To Get Tough Jobs, You Need The Right Insurance.
Specializing in Commercial Insurance for California Businesses.
We take the inconvenience out of the Workers Compensation Insurance procedure by handling the legwork of underwriting your policy. Get a Certificate of Insurance within a day.
Bonds
General Liability Insurance
Workers' Compensation

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OUR SEVICES

Workers Compensation Insurance is an insurance policy which secures the workers against the loss they suffer due to accident, sickness or death. This covers all reasonable costs that they suffer because they can not work. It also covers reasonable costs of claims made by their family members. It includes:
El Cajon Workers Compensation Insurance - Commercial General Liability

Medical Expenses

Everything from examinations and treatments to rehabilitation.

El Cajon Workers Compensation Insurance - Contractor Bonds

Lost paychecks

Enables workers to totally recuperate from an injury prior to returning to work.

El Cajon Workers Compensation Insurance - Workers' compensation

Survivor advantages

Supports family members by covering funeral costs and revenue replacement.

El Cajon Workers Compensation Insurance - Commercial Auto Insurance

Re-training

Helps workers who require to learn abilities and enter a new field.

General Liability Insurance Requirements - Commercial Property Insurance

Irreversible injury

Takes care of workers who can no longer work due to injury.

El Cajon Workers Compensation Insurance - Excess Liability Insurance

Employers liability

Protects your business from monetary losses if a workforce submits a suit against you.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

El Cajon Workers Compensation Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Workers Compensation Insurance in El Cajon?

  •  It secures you and your organization properties. Independent contractors have the equal liabilities and legal commitments as bigger companies. Exposure comes with your contractor’s license. Workers Compensation Insurance supports to cover legal costs and damages that may result from a suit.
  •  Your customers will need you to have it and ask a certificate explaining evidence of coverage before signing a contract with you.
  • It’s the law. Contractors need to carry general liability coverage. Generally it’s best for both you and your customer to have separate Workers Compensation Insurance policies. It’s also less expensive to have separate policies versus including you as additionally insured.
Why do you need El Cajon Workers Compensation Insurance

Take the uncertainty out of your Workers Compensation Insurance coverage. Call us today for the best coverage and get a Certificate of Workers Compensation Insurance in El Cajon within a day.

How much does Workers Compensation Insurance cost in El Cajon?

How much does El Cajon Workers Compensation Insurance cost?
Workers Compensation Insurance premiums are charged based upon every $100 of your company’s payroll. It is in the range of $1 to $2 depending upon the different aspects such as,
  • Payroll
  • Area
  • Employees count
  • Market and risk factors
  • Protection limits
  • History of claims


At CSIA, our insurance consultants are professionals in this field. You will only require to give information about your projects to us once. The remaining prolonged procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
El Cajon El Cajon Workers Compensation Insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
El Cajon El Cajon Workers Compensation Insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
El Cajon El Cajon Workers Compensation Insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
El Cajon El Cajon Workers Compensation Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego