El Cajon Workers Compensation Insurance Agency

To Get Tough Jobs, You Need The Right Insurance.
We take the inconvenience out of the Workers Compensation Insurance procedure by handling the legwork of underwriting your policy. Get a Certificate of Insurance within a day.
El Cajon El Cajon Workers Compensation Insurance Agency - CSIA
El Cajon El Cajon Workers Compensation Insurance Agency - CSIA

How it Works?

El Cajon El Cajon Workers Compensation Insurance Agency - CSIA

Request a free personalized quote.

After hours? Simply complete the form. You’ll receive a call from a Reliable Insurance Specialist the next business day (8:30 AM-4 PM Mon-Fri).
El Cajon El Cajon Workers Compensation Insurance Agency - CSIA

Get individual support.

During working hours (8:30 AM-4 PM Mon-Fri) pick up the phone and call us at (619) 741-5118 to speak with a professional. We are waiting to assist you, so you can get back on the job.
El Cajon El Cajon Workers Compensation Insurance Agency - CSIA

Receive your Workers Compensation Insurance Certificate within a day.

Need a Bond to begin working on a new contract? Paying more for Workers Comp? Need General Liability coverage? We know and are here to assist you now. Call (619) 741-5118 today.

All about El Cajon Workers Compensation Insurance

Workers Compensation Insurance is an insurance policy which secures the workers against the loss they suffer due to accident, sickness or death. This covers all reasonable costs that they suffer because they can not work. It also covers reasonable costs of claims made by their family members. It includes:

general liability insurance

Medical Expenses

Everything from examinations and treatments to rehabilitation.

El Cajon Contractor bond

Lost paychecks

Enables workers to totally recuperate from an injury prior to returning to work.

El Cajon workmen compensation

Survivor advantages

Supports family members by covering funeral costs and revenue replacement.

El Cajon Commercial Auto Insurance

Re-training

Helps workers who require to learn abilities and enter a new field.

El Cajon Property insurance agency - CSIA

Irreversible injury

Takes care of workers who can no longer work due to injury.

El Cajon life and health insurance agency - CSIA

Employers liability

Protects your business from monetary losses if a workforce submits a suit against you.

Why should you have Workers Compensation Insurance in El Cajon?

  •  It secures you and your organization properties. Independent contractors have the equal liabilities and legal commitments as bigger companies. Exposure comes with your contractor’s license. Workers Compensation Insurance supports to cover legal costs and damages that may result from a suit.
  •  Your customers will need you to have it and ask a certificate explaining evidence of coverage before signing a contract with you.
  • It’s the law. Contractors need to carry general liability coverage. Generally it’s best for both you and your customer to have separate Workers Compensation Insurance policies. It’s also less expensive to have separate policies versus including you as additionally insured.
Why do you need El Cajon Workers Compensation Insurance

Take the uncertainty out of your Workers Compensation Insurance coverage. Call us today for the best coverage and get a Certificate of Workers Compensation Insurance in El Cajon within a day.

Get Free Quote Now >>

How much does Workers Compensation Insurance cost in El Cajon?

How much does El Cajon Workers Compensation Insurance cost?
Workers Compensation Insurance premiums are charged based upon every $100 of your company’s payroll. It is in the range of $1 to $2 depending upon the different aspects such as,
  • Payroll
  • Area
  • Employees count
  • Market and risk factors
  • Protection limits
  • History of claims


At CSIA, our insurance consultants are professionals in this field. You will only require to give information about your projects to us once. The remaining prolonged procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA is a California-based insurance agency operated by women for general contractor solutions.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractors. We are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your El Cajon Workers Compensation Insurance Needs

El Cajon El Cajon Workers Compensation Insurance agency - CSIA

Get the best policy for your requirements.

Over the years, we've refined good relationship with 20+ insurance carriers that help us to get better rates and coverages for our customers. We're a specialized El Cajon Workers Compensation Insurance solutions independent agency, not lined up with any single insurance provider. This allows us to shop with multiple providers to find the most exemplary policy for your requirements and budget.

Speak with our expert agents any time you prefer.

We are the first and only company that combines insurance customer engagement with a credible personalized advisor. Gain direct access to one of our professional insurance agents through text, voice, e-mail, or video.

24-hour guaranteed insurance certificate.

CSIA is an easy way to get insurance! We deal with the leading companies like State Farm, Nationwide, Allstate and more to find your excellent coverage. Our "as-low-as-you-can-go" policy ensures that your premiums stay as low as possible. And if you have any concerns about the policy, our professionals are always here to assist.

We supply the ideal coverage for the very best rate.

We Prioritize Coverage Over Pricing, Offering You the Best Insurance Policy Available. We believe in providing insurance buyers with the best policy available. We won't sell a pricey policy that does not protect our customers. We also won't sell an insurance plan that covers nothing. Rather, we'll work with you to find the best policy for your requirements.

We Get in touch with Every Client Before Their Next Renewal.

We determine customers disqualified for the renewal and offer them an alternative product. Review and revive your policy with us and save money. No more insurance emergencies. Know ahead of time so you can budget and anticipate your costs for the upcoming insurance term.

Our Happy Clients

El Cajon El Cajon Workers Compensation Insurance agency - CSIA
5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
El Cajon El Cajon Workers Compensation Insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
El Cajon El Cajon Workers Compensation Insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
El Cajon El Cajon Workers Compensation Insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
El Cajon El Cajon Workers Compensation Insurance agency - CSIA
Erin J
Lakeside, CA

Read more reviews at Yelp

Frequently Asked Questions About Workers Compensation Insurance

El Cajon El Cajon Workers Compensation Insurance agency - CSIA
At some time, a lot of people have queries about Workers Compensation Insurance, particularly if they’ve never had to get it before. To assist, we’ve compiled a list of answers to a few of the most often asked queries about this type of insurance. If you still can’t find what you’re trying to find, our group of consultants would be more than happy to assist you out through the phone (619) 741-5118.
Our agency is a small, all-women business that provides effective responses to requests and certificates of insurance within 24 hours. Our clients are always in direct contact with their insurance representative– never a random client service representative.
Open communication is key to our agency’s success. We have close relationships with carriers, permitting us to bargain much better pricing for our clients. We focus on coverage over pricing and always call our clients before every renewal to guarantee they are correctly quoted for the upcoming policy term: no more insurance emergency situations, no more insurance policy lapses.
Insurance quotes are always complimentary – and you’re under no responsibility to bind coverage or make a payment to get one. So go on and get started today to discover just how much you might be saving.
Yes, undoubtedly. There is no requirement to get an insurance certificate from us.
Some insurance coverages have what’s called a broker charge. It’s something that may be applied depending on your policy type.
We understand the forms and endorsements needed for construction contracts. Several clients urgently require certificates of insurance for jobs they are starting. We know that time is of the essence and can typically get you certified and underwritten within 24 hours.
All of our agent professionals have ten years of experience in the insurance market. We focus on selling policies based on coverage rather than pricing to guarantee our clients get the perfect and proper operational protections.
Customers would be working directly with me (Renee), Danielle Rivera, or Lindsey Gonsalves for their insurance quotes.
Here at CSIA, we understand that nobody wants to stress over being dragged into court or their property being harmed. We also understand that finding and protecting the ideal insurance policy can be complicated and time-consuming. We aim to reduce the burden of risk management and insurance by supplying expert services and useful solutions. We’re experienced in dealing with a large range of clients, from one-person contractors to big enterprises. We can tailor our services to fit your particular needs. When picking an insurance policy, we believe in quality over quantity.
We would instead provide our clients with complete protection so they can sleep well at night understanding they are secured, rather than providing a cheap policy with a lot of loopholes and liabilities. Whether you require protection for workers’ compensation, general liability, or commercial auto insurance claims, CSIA has you covered.
Easy, complete the form here. We’ll call you back to describe the several choices to help you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

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Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118