Temecula Independent Contractor Insurance Agency

To Get Tough Jobs, You Need The Right Insurance.
Specializing in Commercial Insurance for California Businesses.
We have more than 30 years of experience in the Independent Contractor Insurance market. CSIA has you covering Temecula Contractors for nearly 17 years.
General Liability Insurance
Workers' Compensation

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Enter your license or application fee number to obtain a General Liability quote:

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Insurance and bonds are complex. You’ll need a specialist who understands how it works, how to select from amongst the many choices, and how to restrict your risk. We are insurance specialists, not agents, with years of experience in the independent insurance market. When you deal with us, you deal with experts.
Temecula Independent Contractor Insurance - Commercial General Liability

Contractor General Liability

The ideal coverage in place before you start your next project, restricting your risks and securing you and your business properties from financial losses.
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Temecula Independent Contractor Insurance - Contractor Bonds

Contractor License Bond

Contractor license bond-- Covers any damage caused by the principal. We'll ensure you get the correct bond that covers your company.
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Temecula Independent Contractor Insurance - Workers' compensation

Contractor Workers Compensation

CSIA focuses on cost reduction for multi-employer contractors. With the self-insured arrangement for their workers, the CSIA service can conserve contractors approximately 30% of their total workers' compensation costs.
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Temecula Independent Contractor Insurance - Commercial Auto Insurance

Commercial Auto Insurance

Picking car insurance for your business can be a difficult and confusing process. However, with CSIA, you get a great rate and the ideal coverage to assist you secure your business and properties.
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General Liability Insurance Requirements - Commercial Property Insurance

All Property Related insurance

Get the protection you need with the service you deserve. CSIA assist you to get insurance coverage for all type of properties, such as private, commercial and even tools & devices.
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Temecula Independent Contractor Insurance - Excess Liability Insurance

Life & Health Insurance

Since the beginning of our insurance company, our supreme objective has been to make a relationship with our clients based on trust, strong values and good understanding. You can call us for any kind of insurance you need for your company or family, and we will assist you discover the best solution suitable for your needs and requirements.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Temecula Independent Contractor Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Independent Contractor Insurance in Temecula?

  •  It protects you and your organization properties. Independent contractors have the same liabilities and legal responsibilities as bigger companies. Exposure comes with your contractor’s license. Independent Contractor Insurance allows to cover legal fees and damages that may arise from a lawsuit.
  •  Your clients will choose you to have it and ask for a certificate explaining proof of coverage before signing an agreement with you.
  • It’s the law. Contractors should bring general liability coverage. Generally it’s good for both you and your client to have different Independent Contractor Insurance policies. It’s also more economical to have different policies versus adding you as additionally insured.
Why do you need Temecula Independent Contractor Insurance

Take the guesswork out of your Independent Contractor Insurance coverage. Call us today for the ideal coverage and get a Certificate of Independent Contractor Insurance in Temecula within a day.

How much does Independent Contractor Insurance cost in Temecula?

How much does Temecula Independent Contractor Insurance cost?
Independent Contractor Insurance is offered by the risk market, so rates vary from agency to agency. The cost of Independent Contractor Insurance is based on the level of work you do and extends to your liability and the sum of cash you have on hand. Short-term, or workers compensation, is a part of most Independent Contractor Insurance policies and is needed for all general contractors.

At CSIA, our insurance consultants are experts in this field. You will just require to provide details about your projects to us once. The rest of the lengthy process will look after by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
Temecula Temecula Independent Contractor Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Temecula Temecula Independent Contractor Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Temecula Temecula Independent Contractor Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Temecula Temecula Independent Contractor Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego