Oceanside Independent Contractor Insurance Agency

Specializing in Solutions for Contractors.
Specializing in Commercial Insurance for California Businesses.
Never stress over getting the Independent Contractor Insurance policy again. We can help underwrite your organization and its properties. Keep your organization secured and in compliance.
Bonds
General Liability Insurance
Workers' Compensation

Enter your license or application fee number to obtain a bond quote:

Enter your license or application fee number to obtain a General Liability quote:

Enter your license or application fee number to obtain a Worker’s Compensation quote:

OUR SEVICES

When you deal with CSIA, you get a dedicated insurance specialist. We are experts with years of experience, here to listen to your requirements and help you to select the right insurance plan. Our pro independent insurance agents will deal with you to understand your distinct situation, help you weigh the risks, and choose the right plan to fit your requirements and limit your risks.
Oceanside Independent Contractor Insurance - Commercial General Liability

Contractor General Liability

You're in Good Hands. CSIA assists small business owners get quality insurance coverage to safeguard themselves and their properties. CSIA works with insurance specialists to give quality protection at the most affordable price possible.
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Oceanside Independent Contractor Insurance - Contractor Bonds

Contractor License Bond

Contractor license bond-- Covers any damage triggered by the principal. We'll ensure you get the appropriate bond that covers your business.
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Oceanside Independent Contractor Insurance - Workers' compensation

Contractor Workers Compensation

By partnering with CSIA, contractors efficiently sub-contract their workers' compensation insurance and are qualified for approximately a 5-100% reduction in their workers' compensation premiums. Contractors might also be qualified to receive additional discounts if they refer business to CSIA.
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Oceanside Independent Contractor Insurance - Commercial Auto Insurance

Commercial Auto Insurance

As your business grows and requires more vehicles, you need to ensure that you are properly covered. We provide competitive rates and flexible coverage options to provide the appropriate protection.
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General Liability Insurance Requirements - Commercial Property Insurance

All Property Related insurance

Get the protection you need with the service you deserve. CSIA assist you to get insurance coverage for all type of properties, such as residential, commercial and even tools & devices.
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Oceanside Independent Contractor Insurance - Excess Liability Insurance

Life & Health Insurance

We offer different types of coverage that are tailor-made to meet your requirements. We assist you choose inexpensive as well as ideal policy for your requirements.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Oceanside Independent Contractor Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Independent Contractor Insurance in Oceanside?

  •  It secures you and your organization properties. Independent contractors have the similar liabilities and legal responsibilities as larger firms. Visibility comes with your contractor’s license. Independent Contractor Insurance helps to cover legal fees and damages that might result from a lawsuit.
  •  Your customers will prefer you to have it and ask for a certificate explaining proof of coverage before signing an agreement with you.
  • It’s the law. Contractors need to carry general liability coverage. Usually it’s best for both you and your client to have different Independent Contractor Insurance policies. It’s also less expensive to have different policies versus including you as additionally insured.
Why do you need Oceanside Independent Contractor Insurance

Take the guesswork away from your Independent Contractor Insurance protection. Call us today for the right protection and get a Certificate of Independent Contractor Insurance in Oceanside within a day.

How much does Independent Contractor Insurance cost in Oceanside?

How much does Oceanside Independent Contractor Insurance cost?
The fee of Independent Contractor Insurance will differ depending on the size of your organization and the cover you require. For instance, if you deal with larger projects with greater risk, you will need to pay a higher insurance premium. However, this fee can be offset by the truth that your organization will be covered for larger losses.

At CSIA, our insurance advisors are experts in this field. You will just need to give details about your projects to us once. The rest of the prolonged procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
Oceanside Oceanside Independent Contractor Insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Oceanside Oceanside Independent Contractor Insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Oceanside Oceanside Independent Contractor Insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Oceanside Oceanside Independent Contractor Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego