Carlsbad Contractors Risk Insurance Agency

We're here to protect you money and time!
Specializing in Commercial Insurance for California Businesses.
We take the trouble out of the Contractors Risk Insurance process by handling the legwork of underwriting your policy. Get a Certificate of Insurance within a day.
General Liability Insurance
Workers' Compensation

Enter your license or application fee number to obtain a bond quote:

Enter your license or application fee number to obtain a General Liability quote:

Enter your license or application fee number to obtain a Worker’s Compensation quote:


If you are in the process of picking a broker, you can utilize our free consultation service. We’ll offer you a no-obligation quote. If you already have an insurance plan, we can help you to reduce your premiums by offering you a policy review. CSIA helps you understand your options and picking the right insurance plan.
Carlsbad  Contractors Risk Insurance - Commercial General Liability

Contractor General Liability

You're in Good Hands. CSIA helps small company owners get quality insurance coverage to secure themselves and their assets. CSIA works with insurance specialists to give quality protection at the most affordable price possible.
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Carlsbad  Contractors Risk Insurance - Contractor Bonds

Contractor License Bond

Contractors are required by law to uphold a particular standard of quality. CSIA protects contractors and subcontractors in the event of damages or non-payment. CSIA helps you discover the bonds that are ensured to be ideal and the correct bond, irrespective of the circumstance.
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Carlsbad  Contractors Risk Insurance - Workers' compensation

Contractor Workers Compensation

CSIA focuses on cost reduction for multi-employer contractors. With the self-insured plan for their workers, the CSIA solution can save contractors up to 30% of their overall workers' compensation costs.
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Carlsbad  Contractors Risk Insurance - Commercial Auto Insurance

Commercial Auto Insurance

Picking vehicle insurance for your company can be a challenging and complicated process. But with CSIA, you get a great rate and the right protection to help you to protect your company and assets.
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General Liability Insurance Requirements - Commercial Property Insurance

All Property Related insurance

We provide you with the best commercial property insurance coverage in the market. We provide affordable coverage and versatile plan options to cover your home, motor vehicle, and company private property. Ask for a quote today!
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Carlsbad  Contractors Risk Insurance - Excess Liability Insurance

Life & Health Insurance

We provide different types of coverage that are custom-made to satisfy your requirements. We help you select budget-friendly as well as suitable coverage for your requirements.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Carlsbad  Contractors Risk Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Contractors Risk Insurance in Carlsbad?

  •  It safeguards you and your company assets. Independent contractors have the equal liabilities and legal responsibilities as larger firms. Visibility comes with your contractor’s license. Contractors Risk Insurance allows to cover legal charges and damages that might result from a claim.
  •  Your customers will choose you to have it and request a certificate showing proof of coverage before signing a contract with you.
  • It’s the law. Contractors must bring general liability coverage. Normally it’s good for both you and your client to have separate Contractors Risk Insurance policies. It’s also less costly to have separate policies versus including you as additionally insured.
Why do you need Carlsbad  Contractors Risk Insurance

Take the uncertainty away from your Contractors Risk Insurance protection. Call us today for the right protection and get a Certificate of Contractors Risk Insurance in Carlsbad within a day.

How much does Contractors Risk Insurance cost in Carlsbad?

How much does Carlsbad  Contractors Risk Insurance cost?
The fee of Contractors Risk Insurance will differ depending on the size of your company and the cover you require. For example, if you work on larger projects with higher risk, you will require to pay a higher insurance premium. Nevertheless, this fee can be recompensed by the truth that your company will be covered for larger losses.

At CSIA, our insurance consultants are specialists in this field. You will just require to give details about your projects to us once. The rest of the lengthy process will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
Carlsbad Carlsbad  Contractors Risk Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Carlsbad Carlsbad  Contractors Risk Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Carlsbad Carlsbad  Contractors Risk Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Carlsbad Carlsbad  Contractors Risk Insurance agency - CSIA
Erin J
Lakeside, CA

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Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego