El Cajon General Contractor Insurance Agency

Specializing in Solutions for Contractors.
Specializing in Commercial Insurance for California Businesses.
We take the hassle out of the General Contractor Insurance procedure by managing the legwork of underwriting your policy. Get a Certificate of Insurance within 24 hours.
General Liability Insurance
Workers' Compensation

Enter your license or application fee number to obtain a bond quote:

Enter your license or application fee number to obtain a General Liability quote:

Enter your license or application fee number to obtain a Worker’s Compensation quote:


If you remain in the process of selecting a broker, you can utilize our free consultation service. We’ll offer you a no-obligation quote. If you already have an insurance policy, we can help you to reduce your premiums by giving you a policy review. CSIA helps you understand your options and choose the ideal insurance policy.
El Cajon General Contractor Insurance - Commercial General Liability

Contractor General Liability

Limit losses from defective and missing protection with CSIA general liability insurance. With CSIA, you can be confident that your business has the ideal insurance plan and can focus on growing your business and securing innocent lives.
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El Cajon General Contractor Insurance - Contractor Bonds

Contractor License Bond

Contractors are required by law to uphold a certain standard of quality. CSIA provides protection to contractors and subcontractors in the event of damages or non-payment. CSIA helps you discover the bonds that are guaranteed to be appropriate and the correct bond, regardless of the circumstance.
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El Cajon General Contractor Insurance - Workers' compensation

Contractor Workers Compensation

CSIA focuses on cost reduction for multi-employer contractors. With the self-insured arrangement for their workers, the CSIA solution can save contractors approximately 30% of their total workers' compensation expenses.
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El Cajon General Contractor Insurance - Commercial Auto Insurance

Commercial Auto Insurance

As your business grows and needs more automobiles, you should ensure that you are adequately covered. We provide competitive rates and versatile coverage options to deliver the appropriate protection.
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General Liability Insurance Requirements - Commercial Property Insurance

All Property Related insurance

Get the protection you need with the service you deserve. CSIA help you to get insurance coverage for all type of properties, such as residential, commercial and even tools & devices.
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El Cajon General Contractor Insurance - Excess Liability Insurance

Life & Health Insurance

We offer various types of coverage that are custom-made to satisfy your requirements. We help you choose budget friendly as well as suitable coverage for your requirements.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

El Cajon General Contractor Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have General Contractor Insurance in El Cajon?

  •  It safeguards you and your company properties. Independent contractors have the similar liabilities and legal responsibilities as larger business. Visibility comes with your contractor’s license. General Contractor Insurance helps to cover legal charges and damages that might result from a claim.
  •  Your customers will prefer you to have it and request a certificate displaying evidence of coverage before signing an agreement with you.
  • It’s the law. Contractors should bring general liability coverage. Usually it’s best for both you and your customer to have different General Contractor Insurance coverages. It’s also less costly to have different policies versus including you as additionally insured.
Why do you need El Cajon General Contractor Insurance

Take the uncertainty out of your General Contractor Insurance protection. Call us today for the ideal protection and get a Certificate of General Contractor Insurance in El Cajon within a day.

How much does General Contractor Insurance cost in El Cajon?

How much does El Cajon General Contractor Insurance cost?
General Contractor Insurance is sold by the risk market, so rates vary from agency to agency. The price of General Contractor Insurance is based on the amount of work you do and extends to your liability and the amount of money you have on hand. Short-term, or workers compensation, is a part of the majority of General Contractor Insurance policies and is needed for all general contractors.

At CSIA, our insurance consultants are professionals in this field. You will just need to provide details about your projects to us once. The remaining prolonged procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
El Cajon El Cajon General Contractor Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
El Cajon El Cajon General Contractor Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
El Cajon El Cajon General Contractor Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
El Cajon El Cajon General Contractor Insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego