Contractor Insurance Agency

For Tough Jobs, You Need The Right Insurance.
Specializing in Commercial Insurance for California Businesses.
We have more than 30 years of experience in the Contractor Insurance industry. CSIA has you covering San Diego Contractors for nearly 17 years.
General Liability Insurance
Workers' Compensation

Enter your license or application fee number to obtain a bond quote:

Enter your license or application fee number to obtain a General Liability quote:

Enter your license or application fee number to obtain a Worker’s Compensation quote:


Insurance and bonds are complex. You’ll need a professional who knows how it works, how to select from amongst the many choices, and how to limit your risk. We are insurance experts, not agents, with years of experience in the independent insurance industry. When you work with us, you work with experts.
Contractor Insurance - Commercial General Liability

Contractor General Liability

Limit losses from faulty and missing coverage with CSIA general liability insurance. With CSIA, you can be confident that your business has the best insurance coverage and can focus on growing your business and protecting innocent lives.
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Contractor Insurance - Contractor Bonds

Contractor License Bond

Save Time, Save Money: The California State Contractors License Bond ensures that contractors are certified and insured. The CSIA enables contractors to get their bonds much faster and for less cash. Call us at (619) 741-5118 to find out about this vital contract requirement.
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Contractor Insurance - Workers' compensation

Contractor Workers Compensation

By partnering with CSIA, contractors efficiently sub-contract their workers' compensation insurance and are eligible for approximately a 5-100% reduction in their workers' compensation premiums. Contractors might also be eligible to receive extra discounts if they refer business to CSIA.
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Contractor Insurance - Commercial Auto Insurance

Commercial Auto Insurance

Auto Insurance tailored to your business. We work with our customers to identify their requirements and give them with competitive rates and versatile coverage options. We are a full-service broker and work with the leading insurance companies to ensure that we offer you with the coverage you require at a price you can manage.
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General Liability Insurance Requirements - Commercial Property Insurance

All Property Related insurance

Get the protection you need with the service you deserve. CSIA help you to get insurance coverage for all type of properties, such as residential, commercial and even tools & devices.
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Contractor Insurance - Excess Liability Insurance

Life & Health Insurance

Since the beginning of our insurance company, our ultimate goal has been to create a relationship with our customers based upon trust, strong values and mutual understanding. You can call us for any kind of insurance you need for your business or family, and we will help you discover the best option ideal for your requirements and requirements.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Contractor Insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have Contractor Insurance in San Diego?

  •  It safeguards you and your company properties. Independent contractors have the similar liabilities and legal obligations as larger organizations. Exposure arrives with your contractor’s license. Contractor Insurance allows to cover legal fees and damages that might arise from a lawsuit.
  •  Your customers will need you to have it and ask a certificate displaying evidence of coverage before signing an agreement with you.
  • It’s the law. Contractors need to carry general liability coverage. Normally it’s best for both you and your customer to have separate Contractor Insurance coverages. It’s also more economical to have separate policies versus adding you as additionally insured.
Why do you need Contractor Insurance

Take the uncertainty away from your Contractor Insurance coverage. Call us today for the best coverage and get a Certificate of Contractor Insurance in San Diego in less than 24-hours.

How much does Contractor Insurance cost in San Diego?

How much does Contractor Insurance cost?
This truly depends upon the contractor themselves. A Contractor Insurance price will differ based upon the insurance company and the coverage they opt for. We recommend you get insurance policy coverage which will protect you from all form of claims.

At CSIA, our insurance advisors are experts in this field. You will only require to give information about your projects to us once. The rest of the time-consuming procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
Contractor Insurance Contractor Insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Contractor Insurance Contractor Insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Contractor Insurance Contractor Insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Contractor Insurance Contractor Insurance agency - CSIA
Erin J
Lakeside, CA

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Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego