Carlsbad General liability insurance Agency

We're here to save you time and money!
Never stress over getting the General liability insurance policy once again. We can help underwrite your service and its properties. Keep your service safeguarded and in compliance.
Carlsbad Carlsbad General liability insurance Agency - CSIA
Carlsbad Carlsbad General liability insurance Agency - CSIA

How it Works?

Carlsbad Carlsbad General liability insurance Agency - CSIA

Ask for a free custom made quote.

After hours? Just complete the form. You’ll get a call from a Reliable Insurance Expert the next business day (8:30 AM-4 PM Mon-Fri).
Carlsbad Carlsbad General liability insurance Agency - CSIA

Get personal help.

During working hours (8:30 AM-4 PM Mon-Fri) grab the phone and call us at (619) 741-5118 to speak to an expert. We are waiting to assist you, so you can get back on the job.
Carlsbad Carlsbad General liability insurance Agency - CSIA

Get your General liability insurance Certificate within 24 hours.

Need a Bond to start working on a new project? Paying more for Workers Comp? Need General Liability protection? We know and are here to assist you now. Call (619) 741-5118 today.

All about Carlsbad General liability insurance

If you have employees, you require to get General liability insurance policy. It safeguards you from being taken legal action against by people your business may be accountable for, like customers or vendors. General Liability Insurance covers you for things like:

general liability insurance

Physical injury

Someone trips over your tools and breaks their leg.

Carlsbad Contractor bond

Property damage

You scrub gear and damage a client's hardwood floor.

Carlsbad workmen compensation

Advertising harm

You're demanded improper image usage in your advertising.

Carlsbad Commercial Auto Insurance

Court and legal fees

You require an attorney for a suit, despite the fact that you not did anything incorrect.

Carlsbad Property insurance agency - CSIA

Medical payments

Someone gets injured on spot and asks you to pay for medical expenditures.

Carlsbad life and health insurance agency - CSIA

Revile, dirt & defamation

An employee bad-mouths a client online, and the customer sues you.

Why should you have General liability insurance in Carlsbad?

  •  It safeguards you and your business properties. Independent contractors have the similar liabilities and legal obligations as bigger business. Exposure arrives with your contractor’s license. General liability insurance supports to cover legal fees and damages that may result from a suit.
  •  Your clients will prefer you to have it and request a certificate explaining proof of coverage before signing an agreement with you.
  • It’s the law. Contractors need to bring general liability coverage. Normally it’s best for both you and your customer to have separate General liability insurance policies. It’s also cheaper to have separate policies versus adding you as additionally insured.
Why do you need Carlsbad General liability insurance

Take the guesswork away from your General liability insurance protection. Call us today for the ideal protection and get a Certificate of General liability insurance in Carlsbad within a day.

How much does General liability insurance cost in Carlsbad?

How much does Carlsbad General liability insurance cost?
General liability insurance is important for all organizations, not just big corporations. This type of insurance safeguards a company’s owner, workers, and consumers if somebody is hurt on the property or by an employee’s actions. Actually, the General liability insurance is surprisingly economical. Most policies cost no more than $1,000 per year. For instance, a $1 million policy often costs between $300 and $1,000 per year. And $2 million worth of protection will normally cost between $500 and $1,300 per year.

At CSIA, our insurance advisors are professionals in this field. You will only require to give information about your projects to us once. The rest of the time-consuming procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA – a women-owned independent agency is the leading general contractor solution in California, United States.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractorsWe are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your Carlsbad General liability insurance Needs

Carlsbad Carlsbad General liability insurance agency - CSIA

Get the ideal policy for your requirements.

For many years, we've refined good relationship with 20+ insurers it allowing us to get much better rates and coverages for our clients. We're a specialized Carlsbad General liability insurance solutions independent agency, not in line with any single insurance company. This permits us to look around multiple providers to find the best policy for your requirements and budget.

We serve our clients like kings.

We provide the insurance consumer more choices while lowering costs and boosting customer engagement. Don't wait on hold or handle automated client service representatives. All clients have direct access to their insurance advisor.

Get the very best insurance protection within 24 hours.

At CSIA, we know that you require superb coverage possible regarding insurance. That's why we ensure to get you the insurance certificate with outstanding coverage within 24 hours. We deal with the country's leading insurance companies to be sure you get the most suitable possible coverage at the ideal price. And if you have any questions, our friendly, professional certified insurance agents are always here to assist.

We Focus On Coverage Over Pricing, while continuing to be cost sensitive.

We ensure that the customer is provided with the best policy at the best price. This is accomplished by having a team of experts that understands the industry and the procedure of getting the best policy in the state. For many years, we've cultivated fantastic relationships with multiple insurance providers, so you can be sure you are getting the best offer.

Stop chasing after renewals. We'll let you know timely.

We determine clients disqualified for the renewal and provide then with an alternative product. Review and revive your policy with us and conserve money. No more insurance emergencies. Know beforehand so you can budget and expect your expenses for the upcoming insurance term.

Our Happy Clients

Carlsbad Carlsbad General liability insurance agency - CSIA
5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
Carlsbad Carlsbad General liability insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Carlsbad Carlsbad General liability insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Carlsbad Carlsbad General liability insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Carlsbad Carlsbad General liability insurance agency - CSIA
Erin J
Lakeside, CA

Frequently Asked Questions About General liability insurance

Carlsbad Carlsbad General liability insurance agency - CSIA
At some point, the majority of people have queries about General liability insurance, particularly if they’ve never ever had to get it before. To assist, we’ve compiled a list of answers to a few of the most commonly asked queries about this type of insurance. If you still can’t find what you’re trying to find, our group of advisors would be more than happy to assist you out via the phone (619) 741-5118.
At our agency, we pride ourselves on being a small company entirely women-owned and operated. We know that our clients need timely replies to their requests, so we ensure to get back to them within 24 hours. For our client’s convenience, we also supply certificates of insurance within a day. In addition, our clients will be in direct contact with their insurance agents instead of random customer care representatives.
We understand that rate is important concerning insurance, but coverage is vital. That’s why we always prioritize coverage over pricing. We would never offer a policy that does not supply protection, even if it’s cheap.
And finally, we always contact our clients before every renewal to make sure they are being properly quoted for the upcoming policy term.
Getting insurance quotes is always at no additional cost. You don’t have to commit or pay anything to get a quote.
Yes, undoubtedly. There is no need to get an insurance certificate from us.
There are various types of insurance plans, and each one might have a broker charge associated with it.
We know the forms and certifications needed for construction contracts. Several clients urgently need certificates of insurance for projects they are starting. We understand that time is of the essence and can typically get you certified and underwritten within a day.
All of our agent experts have 10 years of experience in the insurance industry. We prioritize offering policies based on coverage instead of pricing to ensure our clients get the perfect and proper operational coverages.
At this insurance company, clients have the chance to deal with some wonderful individuals. I (Renee), Danielle Rivera, and Lindsey Gonsalves will quickly get you the insurance quote and explain the policy. We’ll make sure to look after everything to finally have the assurance you’ve been looking for.
Here at CSIA, we know that no one wants to worry about being summoned or their property being harmed. We also understand that finding and protecting the right insurance policy can be complicated and lengthy. We intend to lower the burden of risk management and insurance by providing expert services and practical solutions. We’re experienced in dealing with a large range of clients, from one-person contractors to big enterprises. We can customize our services to fit your particular needs. When picking an insurance policy, our company believe in quality over quantity.
We would instead supply our clients with complete coverage so they can sleep well at night knowing they are protected, instead of providing a cheap policy with a lot of loopholes and liabilities. Whether you need protection for workers’ compensation, general liability, or commercial auto insurance claims, CSIA has you covered.
Simple, submit the form here. We’ll call you back to describe the several options to help you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118