Carlsbad General liability insurance Agency

We're here to save you time and money!
Specializing in Commercial Insurance for California Businesses.
Never stress over getting the General liability insurance policy once again. We can help underwrite your service and its properties. Keep your service safeguarded and in compliance.
Bonds
General Liability Insurance
Workers' Compensation

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OUR SEVICES

If you have employees, you require to get General liability insurance policy. It safeguards you from being taken legal action against by people your business may be accountable for, like customers or vendors. General Liability Insurance covers you for things like:
Carlsbad General liability insurance - Commercial General Liability

Physical injury

Someone trips over your tools and breaks their leg.

Carlsbad General liability insurance - Contractor Bonds

Property damage

You scrub gear and damage a client's hardwood floor.

Carlsbad General liability insurance - Workers' compensation

Advertising harm

You're demanded improper image usage in your advertising.

Carlsbad General liability insurance - Commercial Auto Insurance

Court and legal fees

You require an attorney for a suit, despite the fact that you not did anything incorrect.

General Liability Insurance Requirements - Commercial Property Insurance

Medical payments

Someone gets injured on spot and asks you to pay for medical expenditures.

Carlsbad General liability insurance - Excess Liability Insurance

Revile, dirt & defamation

An employee bad-mouths a client online, and the customer sues you.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

Carlsbad General liability insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have General liability insurance in Carlsbad?

  •  It safeguards you and your business properties. Independent contractors have the similar liabilities and legal obligations as bigger business. Exposure arrives with your contractor’s license. General liability insurance supports to cover legal fees and damages that may result from a suit.
  •  Your clients will prefer you to have it and request a certificate explaining proof of coverage before signing an agreement with you.
  • It’s the law. Contractors need to bring general liability coverage. Normally it’s best for both you and your customer to have separate General liability insurance policies. It’s also cheaper to have separate policies versus adding you as additionally insured.
Why do you need Carlsbad General liability insurance

Take the guesswork away from your General liability insurance protection. Call us today for the ideal protection and get a Certificate of General liability insurance in Carlsbad within a day.

How much does General liability insurance cost in Carlsbad?

How much does Carlsbad General liability insurance cost?
General liability insurance is important for all organizations, not just big corporations. This type of insurance safeguards a company’s owner, workers, and consumers if somebody is hurt on the property or by an employee’s actions. Actually, the General liability insurance is surprisingly economical. Most policies cost no more than $1,000 per year. For instance, a $1 million policy often costs between $300 and $1,000 per year. And $2 million worth of protection will normally cost between $500 and $1,300 per year.

At CSIA, our insurance advisors are professionals in this field. You will only require to give information about your projects to us once. The rest of the time-consuming procedure will take care of by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
Carlsbad Carlsbad General liability insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
Carlsbad Carlsbad General liability insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
Carlsbad Carlsbad General liability insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
Carlsbad Carlsbad General liability insurance agency - CSIA
Erin J
Lakeside, CA

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Women operated independent insurance agency San Diego