El Cajon General liability insurance Agency

We're here to save you money and time!
We have more than 30 years of experience in the General liability insurance market. CSIA has you covering El Cajon Contractors for nearly 17 years.
El Cajon El Cajon General liability insurance Agency - CSIA
El Cajon El Cajon General liability insurance Agency - CSIA

How it Works?

El Cajon El Cajon General liability insurance Agency - CSIA

Request a free customized quote.

Submit the insurance form. A Trusted Insurance Specialist will be in contact with you within a day.
El Cajon El Cajon General liability insurance Agency - CSIA

Get personal assistance.

During working hours (8:30 AM-4 PM Mon-Fri) grab the phone and call us at (619) 741-5118 to speak with a professional. We are waiting to assist you, so you can get back on the job.
El Cajon El Cajon General liability insurance Agency - CSIA

Receive your General liability insurance Certificate within a day.

Need a Bond to begin working on a new project? Paying more for Workers Comp? Need General Liability coverage? We understand and are here to assist you now. Call (619) 741-5118 today.

All about El Cajon General liability insurance

General liability insurance policy is significant for any business with employees. This insurance secures you from legal proceedings taken by consumers, suppliers, or anyone else you could be held responsible for. It covers:

general liability insurance

Physical injury

Someone trips over your tools and breaks their leg.

El Cajon Contractor bond

Property damage

You scratch tools and harm a client's wood flooring.

El Cajon workmen compensation

Advertising harm

You're demanded inappropriate image usage in your marketing.

El Cajon Commercial Auto Insurance

Court and legal charges

You need an attorney for a lawsuit, although you not did anything wrong.

El Cajon Property insurance agency - CSIA

Medical payments

Someone gets hurt on site and asks you to spend for medical expenditures.

El Cajon life and health insurance agency - CSIA

Revile, tale & disparagement

A workforce slanders a client online, and the customer sues you.

Why should you have General liability insurance in El Cajon?

  •  It secures you and your business properties. Independent contractors have the equal liabilities and legal commitments as larger business. Exposure comes with your contractor’s license. General liability insurance supports to cover legal charges and damages that might arise from a lawsuit.
  •  Your customers will prefer you to have it and ask for a certificate explaining proof of coverage before signing an agreement with you.
  • It’s the law. Contractors need to bring general liability coverage. Usually it’s best for both you and your customer to have separate General liability insurance coverages. It’s also cheaper to have separate policies versus including you as additionally insured.
Why do you need El Cajon General liability insurance

Take the guesswork out of your General liability insurance coverage. Call us today for the right coverage and get a Certificate of General liability insurance in El Cajon within a day.

Get Free Quote Now >>

How much does General liability insurance cost in El Cajon?

How much does El Cajon General liability insurance cost?
General liability insurance is important for all companies, not just big enterprises. This type of insurance secures a company’s owner, workers, and customers if somebody is hurt on the property or by an employee’s actions. Actually, the General liability insurance is surprisingly affordable. Most policies cost less than $1,000 per year. For instance, a $1 million policy usually costs in between $300 and $1,000 per year. And $2 million worth of coverage will typically cost in between $500 and $1,300 per year.

At CSIA, our insurance advisors are professionals in this field. You will only need to give details about your projects to us once. The remaining time-consuming process will look after by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA – a women-owned independent agency is the leading general contractor solution in California, United States.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractors. We are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your El Cajon General liability insurance Needs

El Cajon El Cajon General liability insurance agency - CSIA

The right Insurance at the right price.

One of the best reasons to work with El Cajon General liability insurance agency like us is that we're not connected to any single carrier. We'll provide you with several options to pick the right policy for your contractor business.

Highest rated client service.

We offer the insurance buyer more options while reducing costs and boosting consumer engagement. Do not wait on hold or face automated client service representatives. All customers have direct access to their insurance agent.

We are much better than an insurance broker because ...

CSIA is the quick and easy way to get insurance! We work with the top companies like State Farm, Nationwide, Allstate and more to find your outstanding coverage. Our "as-low-as-you-can-go" policy ensures your premiums remain as low as possible. And if you have any questions about the policy, our professionals are always here to assist.

Our Preference Is Coverage - Not Pricing.

We Prioritize Coverage Over Pricing, Offering You the most beneficial Insurance Policy Available. Our company believe in offering insurance shoppers with the best policy available. We will not sell an overpriced policy that does not secure our customers. We also will not sell an insurance plan that covers nothing. Rather, we'll work with you to find the best policy for your needs.

Stop chasing renewals. We'll let you know timely.

We Keep an eye on Your Insurance to Help You Save Money: We assist our customers keep on top of their insurance by tracking their policy renewal dates and ensuring they are covered with the best policy - no more insurance lapses.

Our Happy Clients

El Cajon El Cajon General liability insurance agency - CSIA
5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
El Cajon El Cajon General liability insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
El Cajon El Cajon General liability insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
El Cajon El Cajon General liability insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
El Cajon El Cajon General liability insurance agency - CSIA
Erin J
Lakeside, CA

Read more reviews at Yelp

Frequently Asked Questions About General liability insurance

El Cajon El Cajon General liability insurance agency - CSIA
At CSIA, we’re dedicated to assisting you find the answers you need about General liability insurance Here are a few of the most common queries we get. If you do not find what you’re searching for here, our professional insurance advisors are offered to assist you through phone (619) 741-5118.
At our company, we pride ourselves on being a small company entirely women-owned and operated. We know that our customers require timely responses to their inquiries, so we ensure to get back to them within 24 hours. For our client’s benefit, we also supply certificates of insurance within 24 hours. In addition, our customers will be in direct contact with their insurance agents rather than random customer care representatives.
We know that cost is important concerning insurance, however, coverage is essential. That’s why we always focus on coverage over pricing. We would never offer a policy that doesn’t supply coverage, simply because it’s inexpensive.
And finally, we always contact our customers before every renewal to make sure they are being correctly quoted for the upcoming policy term.
Insurance quotes are always for love – and you’re under no commitment to bind coverage or make a payment to receive one. So go on and get started today to discover how much you could be saving.
While you are not required to get your insurance certificate from us, we strongly encourage that you do. We offer a vast array of insurance options that can fit your needs, and our team is always available to answer any questions you might have.
Some insurance plans have what’s called a broker charge. It’s something that might be applied depending upon your policy type.
We know the forms and endorsements required for construction contracts. Many customers urgently require certificates of insurance for jobs they are starting. We know that time is of the essence and can typically get you certified and underwritten within 24 hours.
All of our representative experts have ten years of experience in the insurance industry. We focus on selling policies based on coverage rather than pricing to guarantee our customers get the ideal and appropriate operational protections.
At this insurance company, customers have the opportunity to work with some great individuals. I (Renee), Danielle Rivera, and Lindsey Gonsalves will quickly get you the insurance quote and describe the policy. We’ll make sure to look after everything to finally have the comfort you’ve been trying to find.
Our company believe in minimizing the burden of risk management and insurance by providing professional service and practical solutions. Our policies include one-person contractors up to large corporations. If You Need An Insurance Policy, Securely and Legally, You’ll want to talk with CSIA. We focus on coverage over prices so our customers can sleep well at night understanding they are covered. Whether it’s protection for workers’ compensation, general liability, or commercial auto insurance, CSIA has you covered.
Simple, fill out the form here. We’ll call you back to explain the several options to help you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego
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Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118