El Cajon General liability insurance Agency

We're here to save you money and time!
Specializing in Commercial Insurance for California Businesses.
We have more than 30 years of experience in the General liability insurance market. CSIA has you covering El Cajon Contractors for nearly 17 years.
General Liability Insurance
Workers' Compensation

Enter your license or application fee number to obtain a bond quote:

Enter your license or application fee number to obtain a General Liability quote:

Enter your license or application fee number to obtain a Worker’s Compensation quote:


General liability insurance policy is significant for any business with employees. This insurance secures you from legal proceedings taken by consumers, suppliers, or anyone else you could be held responsible for. It covers:
El Cajon General liability insurance - Commercial General Liability

Physical injury

Someone trips over your tools and breaks their leg.

El Cajon General liability insurance - Contractor Bonds

Property damage

You scratch tools and harm a client's wood flooring.

El Cajon General liability insurance - Workers' compensation

Advertising harm

You're demanded inappropriate image usage in your marketing.

El Cajon General liability insurance - Commercial Auto Insurance

Court and legal charges

You need an attorney for a lawsuit, although you not did anything wrong.

General Liability Insurance Requirements - Commercial Property Insurance

Medical payments

Someone gets hurt on site and asks you to spend for medical expenditures.

El Cajon General liability insurance - Excess Liability Insurance

Revile, tale & disparagement

A workforce slanders a client online, and the customer sues you.

About Us

CSIA, Inc. is a woman-owned and operated insurance agency in San Diego, California.

El Cajon General liability insurance - About us

We Locate the Best Coverage at the Best Price. That’s Our Trade Secret.

Owner Renee Powell has over 25 years of experience in the construction trade business and has helped hundreds of contractors. Our competent staff helps clients obtain General Liability, Commercial Auto, Workers’ Compensation, Bonding, Property, Excess Coverage, Course of Construction, Tools and Equipment Coverage, and many other construction-related insurance policies. We also insure many other types of commercial businesses, from small nail salons to large real estate investment companies.

We have proudly assisted California contractors and commercial businesses in locating the coverage they need since opening our doors in 2006. We’re here to serve you and help your business stay in compliance with CSLB guidelines and contract requirements. As specialists focusing on the building trades, we understand your unique business has special needs. That’s why we employ a staff of dedicated specialists to help you find the right coverage quickly so you can get on the jobsite.

As an independent insurance agency, we don’t work for the insurance carrier – we work for you. Every member of our staff has been with our agency for over 10 years. We keep your needs in mind as we shop for pricing and coverage at every renewal. You can always expect to hear from us about your policies and options, offering a personal touch not often found with other insurance agencies. Typical response time for all requests is within 24 hours. We can quickly have you quoted, have your coverage in place, and have a certificate in your hand to get you to work. Our duty is always to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as job contracts will help you find the coverage that best suits your needs. Call today for a free consultation…you’ll be glad you did.

Why should you have General liability insurance in El Cajon?

  •  It secures you and your business properties. Independent contractors have the equal liabilities and legal commitments as larger business. Exposure comes with your contractor’s license. General liability insurance supports to cover legal charges and damages that might arise from a lawsuit.
  •  Your customers will prefer you to have it and ask for a certificate explaining proof of coverage before signing an agreement with you.
  • It’s the law. Contractors need to bring general liability coverage. Usually it’s best for both you and your customer to have separate General liability insurance coverages. It’s also cheaper to have separate policies versus including you as additionally insured.
Why do you need El Cajon General liability insurance

Take the guesswork out of your General liability insurance coverage. Call us today for the right coverage and get a Certificate of General liability insurance in El Cajon within a day.

How much does General liability insurance cost in El Cajon?

How much does El Cajon General liability insurance cost?
General liability insurance is important for all companies, not just big enterprises. This type of insurance secures a company’s owner, workers, and customers if somebody is hurt on the property or by an employee’s actions. Actually, the General liability insurance is surprisingly affordable. Most policies cost less than $1,000 per year. For instance, a $1 million policy usually costs in between $300 and $1,000 per year. And $2 million worth of coverage will typically cost in between $500 and $1,300 per year.

At CSIA, our insurance advisors are professionals in this field. You will only need to give details about your projects to us once. The remaining time-consuming process will look after by us and you’ll get the policy within 24 hours. This can save you time as well as money.

Our Happy Clients

Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila P
San Jose, CA
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela B
Santee, CA
Great customer service! Would definitely refer friends to Contractor Solutions...
El Cajon El Cajon General liability insurance Agency - CSIA
Troy C
El Cajon, CA
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
El Cajon El Cajon General liability insurance agency - CSIA
Debbie B
Chesapeake, VA
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
El Cajon El Cajon General liability insurance agency - CSIA
Dee D
Berthoud, CO
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
El Cajon El Cajon General liability insurance agency - CSIA
Erin J
Lakeside, CA

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego