San Diego General liability insurance Agency

For Tough Jobs, You Need The Right Insurance.
We take the trouble out of the General liability insurance procedure by handling the legwork of underwriting your policy. Get a Certificate of Insurance within a day.
San Diego San Diego General liability insurance Agency - CSIA
San Diego San Diego General liability insurance Agency - CSIA

How it Works?

San Diego San Diego General liability insurance Agency - CSIA

Ask A Free Quote

After hours? Simply submit the form. You’ll receive a call from a Reliable Insurance Advisor the next business day (8:30 AM-4 PM Mon-Fri).
San Diego San Diego General liability insurance Agency - CSIA

Get individual assistance.

During working hours (8:30 AM-4 PM Mon-Fri) get the phone and call us at (619) 741-5118 to talk to an expert. We are waiting to assist you, so you can get back on the job.
San Diego San Diego General liability insurance Agency - CSIA

Receive your General liability insurance Certificate within a day.

Need a Bond to start working on a new project? Paying more for Workers Comp? Need General Liability protection? We know and are here to assist you now. Call (619) 741-5118 today.

All about San Diego General liability insurance

If you have employees, you need to get General liability insurance policy. It safeguards you from being taken legal action against by individuals your business might be responsible for, like consumers or vendors. General Liability Insurance covers you for things like:

general liability insurance

Physical injury

Someone trips over your tools and breaks their leg.

San Diego Contractor bond

Property damage

You scrub gear and damage a client's wooden flooring.

San Diego workmen compensation

Marketing damage

You're demanded improper image usage in your marketing.

San Diego Commercial Auto Insurance

Court and legal fees

You need an attorney for a claim, even though you did nothing incorrect.

San Diego Property insurance agency - CSIA

Medical payments

Someone gets hurt on site and asks you to pay for medical expenditures.

San Diego life and health insurance agency - CSIA

Libel, dirt & disparagement

A workforce criticizes a client online, and the client sues you.

Why should you have General liability insurance in San Diego?

  •  It safeguards you and your business assets. Independent contractors have the same liabilities and legal obligations as bigger business. Visibility comes with your contractor’s license. General liability insurance helps to cover legal fees and damages that may result from a claim.
  •  Your clients will need you to have it and request a certificate explaining proof of coverage before signing a contract with you.
  • It’s the law. Contractors must bring general liability coverage. Generally it’s good for both you and your client to have different General liability insurance policies. It’s also more economical to have different policies versus adding you as additionally insured.
Why do you need San Diego General liability insurance

Take the guesswork away from your General liability insurance protection. Call us today for the best protection and get a Certificate of General liability insurance in San Diego in less than 24-hours.

How much does General liability insurance cost in San Diego?

How much does San Diego General liability insurance cost?
General liability insurance is vital for all companies, not just giant enterprises. This type of insurance safeguards a company’s owner, employees, and clients if someone is injured on the property or by an employee’s actions. In fact, the General liability insurance is surprisingly affordable. Most policies cost no more than $1,000 per year. For example, a $1 million policy typically costs between $300 and $1,000 per year. And $2 million worth of protection will often cost between $500 and $1,300 per year.

At CSIA, our insurance advisors are experts in this field. You will just need to provide details about your projects to us once. The rest of the prolonged procedure will look after by us and you’ll get the policy within 24 hours. This can save you time as well as money.

About Us

CSIA is a California-based insurance agency operated by women for general contractor solutions.
Renee Powell

We Prioritize Coverage Over Pricing. That's Our Trade Secret.

Hi, Renee Powell here.

I have over 30 years of experience in the construction trade business and have helped thousands of contractors.  Both large and small contractors have obtained the proper coverage, ensuring that they are not only in compliance with contractor guidelines but also that they and their business assets are adequately protected in the event of a claim. We help clients with commercial auto, workers compensation, general liability, bonding, property, course of construction, tool and equipment, and other construction-related insurance policies.

CSIA opened its doors in 2006. Since then, our staff of experts have proudly served over 600 contractorsWe are here to serve you and help your business stay in compliance with CSLB guidelines.  As specialists, we understand your business has special needs.  That’s why we employ a staff of dedicated specialists to help you get the right coverage, quickly, so you can get back to work.

As an independent insurance agency, we don’t work for the insurance carrier; we work for our clients. Typical response time within 24 hours of client requests, we can have you underwritten, certified and back on the job.. Our duty is to our client’s best interests. Our extensive knowledge of contractor insurance coverages as well as gaps will help you find the coverage that best suites your needs. Call today for a free consultation, you’ll be glad you did. 

See below what our other clients have said after working with us.

Why Choose Us For Your San Diego General liability insurance Needs

San Diego San Diego General liability insurance agency - CSIA

We're not connected to any insurance carrier that help us to find finest policy.

One of the best reasons to work with San Diego General liability insurance agency like us is that we're not connected to any single carrier. We'll give you a variety of options to choose the right policy for your contractor business.

Highest rated client service.

We are the first and only agency that combines insurance client engagement with a reliable personalized agent. Gain direct access to one of our professional insurance agents through text, voice, e-mail, or video.

Get the finest insurance protection within 24 hours.

At CSIA, we know that you need superb coverage possible regarding insurance. That's why we ensure to get you the insurance certificate with reliable coverage within 24 hours. We work with the country's top insurance companies to be sure you get the best possible coverage at the ideal rate. And if you have any questions, our friendly, professional certified insurance agents are always here to assist.

Our Priority Is Coverage - Not Pricing.

That's right; we're an insurance company prioritizing coverage over price. When you call us, our professional agents will assist you to choose the best coverage based on your organization's requirements, securing your organization from losses and liabilities. We never sell policies that don't have perfect coverage.

Stop chasing after renewals. We'll let you know on time.

We recognize clients disqualified for the renewal and provide then with an alternative product. Review and renew your policy with us and save money. No more insurance emergencies. Know in advance so you can budget and anticipate your costs for the upcoming insurance term.

Our Happy Clients

San Diego San Diego General liability insurance agency - CSIA
5/5
Greatest group of Insurance Brokers with fair rates. I have remained with them for the past decade. They have always held my insurance needs as a priority. Always researching the market and checking on best rates and plans before renewals are due. Making all other smaller items a breeze to request and receive. I highly recommend this group, you will not be disappointed, except for the amount of time you spend looking else where.
Davila
Davila P
San Jose, CA
5/5
My daughter was shopping for car insurance because the rates she was paying were through the roof. Because of the name of this agency, I thought they only quoted contractor insurance but come to find out they offer ALL TYPES of insurance! She contacted CSIA and spoke with an agent named Danielle. Danielle asked her all of the normal questions an agent would ask to include what coverages she currently had and how much she was paying. Danielle called my daughter back the same day and provided her several options, all of which were way better than the coverage she was currently getting from another company. The transaction was smooth, fast, professional, and efficient. Danielle ended up saving my daughter ~$100 mo AND got her MORE COVERAGE! I highly recommend calling this agency to see if they can beat what you're currently paying AND ask for Danielle; she was awesome!
Angela
Angela B
Santee, CA
5/5
Great customer service! Would definitely refer friends to Contractor Solutions...
San Diego San Diego General liability insurance Agency - CSIA
Troy C
El Cajon, CA
5/5
Contractor Solutions is the best! I often need Certs at the last minute and they always come through for me. Every year when we renew they try to find the best coverage for the best price. Their customer service is above and beyond!
San Diego San Diego General liability insurance agency - CSIA
Debbie B
Chesapeake, VA
5/5
I was shopping for business liability and commercial auto insurance a little over a year ago. Renee and her team were helpful, explained everything to me, and even shopped around to make sure I was getting the best price when my renewal was due this last month. I am very happy with CSIA and would recommend them to my friends and colleagues. Thank you Renee!
San Diego San Diego General liability insurance agency - CSIA
Dee D
Berthoud, CO
5/5
Professional and efficient! Lindsey was an all star and got everything handled with accuracy and attention to detail. I was very impressed with the follow through and communication. Highly recommend!
San Diego San Diego General liability insurance agency - CSIA
Erin J
Lakeside, CA

Frequently Asked Questions About General liability insurance

San Diego San Diego General liability insurance agency - CSIA
At CSIA, we’re committed to helping you find the answers you need about General liability insurance Here are a few of the most common inquiries we get. If you don’t find what you’re looking for here, our professional insurance advisors are readily available to assist you through phone (619) 741-5118.
Our agency is a small, all-women company that supplies efficient reactions to requests and certificates of insurance within 24 hours. Our clients are always in direct contact with their insurance advisor– never a random customer support representative.
Open communication is crucial to our agency’s success. We have close relationships with carriers, enabling us to negotiate much better prices for our clients. We prioritize coverage over pricing and always contact our clients before every renewal to guarantee they are correctly quoted for the upcoming policy term: no more insurance emergency situations, no more insurance policy lapses.
Yes, all insurance quotes are free. The applicant has no commitment to bind coverage or remit payment to get a quote.
Yes, needless to say. There is no requirement to get an insurance certificate from us.
Some insurance coverages have what’s called a broker fee. It’s something that might be applied depending upon your policy type.
We understand the forms and certifications needed for construction contracts. Several clients urgently require certificates of insurance for jobs they are starting. We know that time is of the essence and can typically get you certified and underwritten within 24 hours.
All of our representative experts have 10 years of experience in the insurance industry. We prioritize selling policies based on coverage instead of pricing to guarantee our clients get the best and proper operational protections.
Clients would be working straight with me (Renee), Danielle Rivera, or Lindsey Gonsalves for their insurance quotes.
Here at CSIA, we know that no one wishes to fret about being sued or their property being damaged. We also know that finding and protecting the right insurance policy can be complicated and lengthy. We intend to reduce the burden of risk management and insurance by supplying qualified services and useful solutions. We’re experienced in working with a wide range of clients, from one-person contractors to big corporations. We can tailor our services to fit your particular needs. When choosing an insurance policy, our company believe in quality over quantity.
We would instead provide our clients with comprehensive protection so they can sleep well at night understanding they are secured, instead of offering a inexpensive policy with too many loopholes and liabilities. Whether you require protection for workers’ compensation, general liability, or commercial auto insurance claims, CSIA has you covered.
Simple, submit the form here. We’ll call you back to describe the various options to help you.

Get Your Free Quote Today

Just fill out the form, and we will analyse and understand your insurance needs before we do a callback. So that our conversion will be meaningful and we don’t waste your time.

Women operated independent insurance agency San Diego

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118

Enter your license or application number to get a quote:

Prefer to skip the online application?

An insurance specialist is available to help. Call now at - (619) 741-5118